This question comes from Derek in Nashville!… “Hey, guys, I had a question today regarding HSA accounts. Is it better to pay for your medical expenses directly with your HSA account? Or should I pay…
This question comes from Atlanta local, Graham!… “On a previous episode, a caller asked if 401k matches should be considered as part of their savings rate. I personally include the match as part of my…
This question was posted in the HTM Facebook Group… “Wondering if I made the right decision about my mortgage a while back. I bought my house right before the pandemic with a 4% rate, 30-year…
We got the following question in an email from listener, Ann: “I am at the end of my lease and I’m going to purchase the car. My question is, where is the best place to…
Today’s question was posted by Sandee in our HTM Facebook Group page… “Question about using your Roth IRA as an emergency fund… I’ve often heard that your contributions (if you were to withdraw them pre-retirement…
Today’s question comes from Jordyn in Florida… “Hello Matt and Joel, my name is Jordyn. I currently attend college in beautiful Tallahassee, Florida. But I’m a senior, which means I’ll be graduating and starting my…
Today’s question comes from Breanna from Chicago… “Me and my husband were recently married in January, and we are considering combining our bank accounts. And really the reason we are considering it is just because…
This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…
Today’s question comes from Ben from Grand Rapids… “My question is for me and my three brothers… But probably for a lot of people in similar situations. I grew up in a family that was…
This question was posted anonymously in the HTM Facebook group… “For someone retiring significantly early (think 40s), what are some of the hidden costs or catches that can be a surprise and lead back to…
