How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Tag: bad debt

  • Personal Finance

Stealth Wealth is Real: 10 Ways the Rich Stay Invisible

  • January 27, 2025
  • Tagged as: bad debt, Financial Independence, frugal living, index funds, lifestyle creep, millionaire, retirement investing, saving money, stealth wealth
stealth Wealth header

You meet two brothers out at the bar, Tim and Greg. Tim drives a brand-new Mercedes, shows off his Rolex watch, and buys a round of top-shelf tequila for everyone. The other brother, Greg, drove…

5 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Articles
  • Credit Cards
  • Debt

Good Debt vs. Bad Debt

  • December 5, 2024
  • Tagged as: bad debt, debt management, good debt, investing, money, personal finance
Good debt vs bad debt header image

Contrary to what your grandparents may have told you, not all forms of debt are harmful to your finances. There is such thing as “good debt”. And when used correctly, good debt (like mortgages, student…

Leave a reply
Avatar photo Jason Brown
  • Ask Matt & Joel

Ask Matt & Joel: Can I negotiate a lower car loan interest rate with a higher credit score?

  • October 17, 2024
  • Tagged as: bad debt, car lease, car loan, debt management, new car vs. used car, saving for retirement

This question comes from Alexandra from Pittsburgh!… “Hey, guys, I have a quick question to ask you. I bought my car in 2022, and at the time I was rebuilding my credit. Then I refinanced…

Leave a reply
Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: What’s the best way to buy out my car lease?

  • October 12, 2024
  • Tagged as: bad debt, car lease, car loan, credit score, interest rates, personal finance

We got the following question in an email from listener, Ann: “I am at the end of my lease and I’m going to purchase the car. My question is, where is the best place to…

Leave a reply
Avatar photo Joel
  • Budgeting
  • Saving money

4 Easy Ways to Budget

  • September 16, 2024
  • Tagged as: bad debt, budget software, debt management, how to make a budget, mindful spending, needs vs. wants, net worth, personal capital, personal finance, saving money
different ways to budget

Does your bank account feel like a leaky bucket, and no matter how much you put in there all the dollars just end up disappearing? You’re in luck –> today we’re covering four easy ways…

Leave a reply
Avatar photo Joel
  • Personal Finance

FOMO might be wrecking your finances. Here are 7 tips to help

  • August 26, 2024
  • Tagged as: bad debt, budgeting, financial fomo, Financial Independence, index funds, mindful spending
financial fomo header image girl sitting on VW beetle traveling

Picture this: you’re mindlessly scrolling through Instagram one night when suddenly a post from your old high school buddy pops up. They’re grinning ear to ear, flaunting screenshots of their crypto wallet showing a small…

Leave a reply
Joel O'Leary
  • Debt
  • Investing

Should You Borrow Money to Invest?

  • May 21, 2024
  • Tagged as: bad debt, compound interest, debt avalanche, emergency fund, good debt, pay day loan, personal finance, stock market, student loans

Maybe you’ve got a great investment opportunity but don’t have the cash currently to pull it off. Or perhaps you’re trying to catch up on your retirement contributions and are thinking about investing via leveraged…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Articles
  • Debt

When Good Debt Becomes Bad Debt

  • December 1, 2022
  • Tagged as: bad debt, debt management, good debt, high interest debt
When good debt becomes bad debt

Debt is a tricky thing. It can either be tremendously good for your finances or it can wreak havoc on your life. With so many fancy financing options these days, how can you tell whether…

Leave a reply
Avatar photo Joel
  • Newsletter

The Worst Debt Imaginable, Ceiling Fan Hack, & Disintegrating Diamond Hands 🤲

  • November 22, 2022
  • Tagged as: bad debt, debt management, financial advisor, good debt, money podcast, personal finance, saving for retirement, saving money

Good morning and happy Tuesday!! ☕️ When we first began podcasting, we heard this statistic… “About 75% of podcasters give up in less than 1 year”. And while that might turn many people off from…

Leave a reply
Avatar photo Joel
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy