Come across something cool that you’re not sure whether to buy it or not? Here are some self discovery questions to help you decide.
Self care should be a cornerstone of your weekly routine. Your cup needs to be full before you can pour the most for others. And a big part of filling your own cup is practicing…
Good Debt vs. Bad Debt
- December 5, 2024
- Tagged as: bad debt, debt management, good debt, investing, money, personal finance
Contrary to what your grandparents may have told you, not all forms of debt are harmful to your finances. There is such thing as “good debt”. And when used correctly, good debt (like mortgages, student…
Whether you spend your holidays in a cookie-baking frenzy, or if gift-giving is your love language, I think we can all agree that having to shell out a ton of cash for presents adds a…
If you want to climb a mountain, it’s going to be much more difficult if you have bricks in your backpack. Likewise, reaching financial independence is a hundred times harder if you’re holding onto high-interest…
Ask Matt & Joel: We’re considering a 401k loan to pay off credit card debt…
- November 10, 2024
- Tagged as: 401k, debt management, good debt, personal finance, saving money
This question was posted in our HTM Facebook group by an anonymous member… “My husband and I have some credit card debt. We are considering a loan from our 401K because the interest we pay…
Today’s question comes from Arsenio in San Antonio, Texas… “I have about $1,000 a month extra that I want to pay towards the house, to get the mortgage paid off sooner. Another idea I had…
Ask Matt & Joel: I have 20 credit cards. If I close some will my credit score get trashed?
- October 31, 2024
- Tagged as: credit cards, credit score, debt management, rewards cards, travel
Today’s question came in from Karl in Rosewell, New Mexico!… “Hey, Matt and Joel. This is Carl, My wife and I are empty nesters living in Roswell, New Mexico. In the past 4 years, our…
Saving an emergency fund is an important milestone in personal finance. Having that cash buffer on hand is super important to protect yourself if/when things go sideways unexpectedly. Here’s the best bit. Once you’ve saved…
Today’s question comes from Amanda in San Antonio, Texas… “I have a bit of a doozy for you. My best friend in the whole world is in about twenty thousand dollars of credit card debt…
