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Tag: debt management

  • Investing

8 Ways to Access Retirement Funds Early (Without a 10% Penalty)

  • April 4, 2024
  • Tagged as: 401k, compound interest, debt management, Financial Independence, HSA, retire early, roth ira, saving for retirement

I have a confession to make… back in my early 20s I never contributed to my company’s 401k plan. Oh, how naive I was. My main gripe with putting money into retirement accounts was that…

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Joel O'Leary
  • Debt

Will Buy Now Pay Later Wreck Your Finances?

  • April 2, 2024
  • Tagged as: 0% APR, BNPL, budgeting, buy now pay later, credit cards, debt management, mindful spending

We’ve all been there. You’re ordering a pack of socks online, and just when you’re about to check out, Klarna, or another buy now pay later service pops up and offers to split your $16…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

How to Find & Claim Missing Money

  • March 25, 2024
  • Tagged as: budgeting, debt management, Life Hacking, missing money, net worth
unclaimed money feeling

Whether it’s finding $20 in your jeans, scoring a sweet bonus at work, or opening up that birthday card from grandma, getting unexpected money is always a blessing. But what if I told you that…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Investing

Should You Pay Off Debt or Invest Extra Cash?

  • March 23, 2024
  • Tagged as: 401k, compound interest, credit cards, credit score, debt management, debt snowball, high interest debt, retirement investing

If you’ve got some extra money lying around, should you invest it, or use it to pay off debt? A few weeks ago a friend of mine asked me this question after receiving a bonus…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

Ouch! 5 Biggest Financial Regrets (And How to Avoid Them)

  • March 14, 2024
  • Tagged as: credit cards, debt management, emergency fund, saving for retirement, should i buy a house or just keep renting

Try as we may to avoid it, regret is a part of life that is impossible to circumvent entirely. But, by planning ahead and being familiar with some of the more common financial regrets, you…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Saving money

15 Habits of Debt-Free People

  • March 9, 2024
  • Tagged as: budgeting, credit cards, debt management, frugal living, lifestyle creep, saving money, tracking expenses

Most people don’t plan on falling into debt. But somehow, 3 in 5 Americans carry a revolving credit card balance that averages $5,875. Even worse, 23% of folks report that they’re slipping deeper into the…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Maximize 529 College Savings Plans

  • January 4, 2024
  • Tagged as: college costs, debt management, family finance, retirement investing, student loans, tax advantaged accounts, teaching kids about money

If you’re planning to start a 529 plan, take the time to look over the ins and outs of all available plan options. Research upfront makes a huge difference in maximizing the account benefits!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Student Loan Planner Review: Help CRUSH Your Student Loans

  • December 17, 2023
  • Tagged as: college costs, compound interest, debt avalanche, debt forgiveness, debt management, personal finance, saving money, student loans

If you have a massive amount of college debt and need help planning a way out, check out this student loan planner review!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Financial Nudity, Record-Breaking Debt Stats, & Costco Overload 🫵

  • December 12, 2023
  • Tagged as: 401k, debt management, family finance, Financial Independence, investing

Good morning, beautiful people!! 🤩 When a storm brews, cows 🐄 can sense it coming so they run in the opposite direction… But the storm always catches up. Cows are constantly trying to outrun the…

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Avatar photo Joel
  • Real Estate

How To Save For a Down Payment: A Step-by-Step Plan

  • November 4, 2023
  • Tagged as: avoiding fees, budgeting, buying a home, credit score, debt management, down payment, HYSA, negotiation, saving money
how to save for a downpayment

Homeownership is one of the biggest financial goals in life. Here’s a step by step guide on how to save for a downpayment on a house.

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Avatar photo Jason Brown
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