Today’s question comes from Javier in Gainesville, FL… “My question is about my 401k. Let’s say I get a raise at work, and I want to put it into my 401k. But I want to…
Today’s question comes from Gabe in Cincinnati, OH!… “Hey guys, I have a question about our favorite investing vehicle, the HSA. My wife was talking to a co-worker the other day who is retiring early,…
Today’s question comes from Ariel in PA!… “Hey, Matt and Joel. This is Ariel calling out of Philadelphia, and I have a kind of unique situation this year where I decided to quit my job…
Saving an emergency fund is an important milestone in personal finance. Having that cash buffer on hand is super important to protect yourself if/when things go sideways unexpectedly. Here’s the best bit. Once you’ve saved…
This question comes from Derek in Nashville!… “Hey, guys, I had a question today regarding HSA accounts. Is it better to pay for your medical expenses directly with your HSA account? Or should I pay…
Today’s question was posted by Sandee in our HTM Facebook Group page… “Question about using your Roth IRA as an emergency fund… I’ve often heard that your contributions (if you were to withdraw them pre-retirement…
As soon as my wife and I moved in together, we started crushing it financially. And it’s not just because we had no kids at the time and split living expenses… We found out how…
Today’s question comes from Terry from Jacksonville, Florida… “Got an interesting Roth IRA question for you. I was considering cashing out an old Roth IRA account to clear some small debt from a credit card….
Today’s question comes from Katy who called into the podcast… “I have a question about Roth 401k. I have a TSA retirement plan through my company. And since this is a Roth from my company…
As you move from job to job, one very important financial task is deciding what to do with your old 401k. Rolling it over into an IRA can be a smart choice. It gives you…












