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Tag: sinking funds

  • Personal Finance

Money Gear 1: Saving a Basic Emergency Fund

  • May 16, 2025
  • Tagged as: emergency fund, money gears, retirement investing, saving money, sinking funds

Emergency preparedness. It’s something we’re taught from a young age. Between fire drills in school or pointing out emergency exits on flights, we learn the importance of preparing for the unexpected. But what a lot…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

The 2025 Guide to Spring Cleaning Your Personal Finances

  • March 20, 2025
  • Tagged as: budgeting, Capitalize, credit cards, debt snowball, declutter, emergency fund, financial checklist, HYSA, saving money, sinking funds, spring cleaning
spring cleaning finances

The sun’s finally peeking through the clouds, and the birds are back in full song. You know what that means? It’s spring cleaning time! But while dust bunnies in your house might be easy to…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

The 52-week Savings Challenge

  • March 13, 2025
  • Tagged as: automation, emergency fund, HYSA, Life Hacking, money challenges, sinking funds

The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Ask Matt & Joel

Ask Matt & Joel: Should I buy a rental property instead of a primary home?

  • March 7, 2025
  • Tagged as: buying a home, down payment, mortgages, rental properties, retirement investing, should i buy a house or just keep renting, sinking funds

Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currently, we reside in a condo owned by her father,…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?

  • March 6, 2025
  • Tagged as: buying a new car, financial checklist, HYSA, index funds, mindful spending, sinking funds, stock market

This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. With that timeframe I was…

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Avatar photo Joel
  • Personal Finance

How To Give Away Money (And Why It’s Awesome!)

  • February 10, 2025
  • Tagged as: 401k, atlanta, biking, charity, credit score, Daffy, emergency fund, Fidelity, Financial Independence, M1, money, money podcast, personal finance, retirement investing, saving money, sinking funds
Give Away Money

When you give away money, it enriches both your life and the person you’re giving to. No matter how rich you are, everybody can give.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

12 Ways To Stop Dipping Into Your Savings

  • February 7, 2025
  • Tagged as: budgeting, emergency fund, HYSA, mindful spending, money goals, side hustles, sinking funds
stop dipping into your savings

When you master these ways to stop dipping into your savings account, you’ll have more financial security and less money stress in life!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Ways To Ask For A Discount (And Actually Get It!)

  • January 24, 2025
  • Tagged as: asking for discounts, cheap cell phone plans, credit cards, frugal living, grocery hacks, saving money, sinking funds
How to ask for a discount

Asking for a discount doesn’t have to be awkward or rude. Let’s run though some practical ways to politely ask for discounts.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Ask Matt & Joel

Ask Matt & Joel: Should I use my Roth IRA as an emergency fund?

  • October 11, 2024
  • Tagged as: emergency fund, HYSA, personal finance, roth ira, sinking funds, tax advantaged accounts

Today’s question was posted by Sandee in our HTM Facebook Group page… “Question about using your Roth IRA as an emergency fund… I’ve often heard that your contributions (if you were to withdraw them pre-retirement…

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Avatar photo Joel
  • Personal Finance

End of Year Financial Checklist ✅

  • October 7, 2024
  • Tagged as: 401k, charity, credit cards, Daffy, financial aid, health savings account, HSA, insurance, investing, personal finance, rewards cards, roth ira, saving for retirement, saving money, sinking funds, tax refund
End of Year Financial Checklist

It’s that time of year again when the leaves begin falling, holiday plans are being made, and before you know it we’re ringing in the new year! The next few months will fly by, so…

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Avatar photo Joel
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