Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currently, we reside in a condo owned by her father,…
Today’s question comes from Arsenio in San Antonio, Texas… “I have about $1,000 a month extra that I want to pay towards the house, to get the mortgage paid off sooner. Another idea I had…
This question was posted in the HTM Facebook Group… “Wondering if I made the right decision about my mortgage a while back. I bought my house right before the pandemic with a 4% rate, 30-year…
This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…
This question from Calvin was posted in our HTM Facebook Group… “Should additional mortgage payments be considered when determining my savings rate?” Matt & Joel’s response: The short answer is yes. Interestingly enough, many of…
Good morning, HTM Family! Here’s a quote that’s been on my mind recently: “Butterflies can’t see their own wings. They have no idea how truly beautiful they are, but everyone else can see. People are…
Here’s a question from Kyra posted in the HTM Facebook Group: “Is it better to pay down the principal of your mortgage or put that money into home improvements? Which would get a better ROI?…
Here’s an awesome question from Bob in New York… “I own a condo and am looking to buy a second home here in the near future. That being said, I would love to keep the…
Michelle from St. Paul called into the show… “My aunt is a widow and just retired. And for the last several years she and her best friend have planned to live together in retirement and…
Buying a house is already a rollercoaster of emotions and a long list of awkward to-do financial decisions. And thanks to some recent changes in laws affecting buyer agent commissions, there’s now one more annoying…
