How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Tag: house hacking

  • Real Estate

Ownwell Review: How I Saved $706 on Property Taxes Last Year 🥳

  • March 12, 2025
  • Tagged as: house hacking, property tax, Real Estate Investing, rental properties, saving money, tax prep

Property taxes are really expensive in many states. I know this pain well, because my rental duplex is located in one of the most expensive counties for property tax – Brazos county, where the assessed…

1 Reply
Joel O'Leary
  • Ask Matt & Joel

Ask Matt & Joel: Are mortgage payments typically cheaper than rent?

  • October 3, 2024
  • Tagged as: frugal living, good debt, house hacking, mortgages, renting, retirement investing

This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…

Leave a reply
Avatar photo Joel
  • Saving money

How To Crush It As a Single Saver

  • September 30, 2024
  • Tagged as: bike commuting, emergency fund, Frugal hacks, house hacking, meal prep, money gears
save more money as a single person

Saving money when you’re single can seem more challenging on the surface. Without a significant other to split groceries, housing and transportation expenses, the weight of those financial necessities lies solely on you.  But what…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate

“Rentvesting”: Rent where you live, own where it’s more profitable.

  • September 11, 2024
  • Tagged as: house hacking, Life Hacking, personal finance, Real Estate Investing, rental properties, stealth wealth

Do you live in a high-cost-of-living area where the rent is out of control and the average property values make you feel sick? (Me too 🙋‍♂️). How can you ever afford to buy a house…

Leave a reply
Joel O'Leary
  • Newsletter

Bigger Ain’t Better, Savings Slumps & Asking ‘Why’ on Repeat

  • March 19, 2024
  • Tagged as: asking for discounts, budgeting, down payment, house hacking, salary raise, tracking expenses

Happy Tuesday, HTM Family! A couple of reminders for today… – You control your pace today 🏃🏽‍♂️– You get to choose the music 🎵– You are in charge of your agenda 📝– You own your…

Leave a reply
Avatar photo Joel
  • Lifestyle
  • Personal Finance

How to Move Out of Your Parents’ House – A 9 Step Roadmap

  • December 20, 2023
  • Tagged as: budgeting, family finance, frugal living, grocery hacks, house hacking, mindful spending, paying rent, saving money

Getting ready to move out of your parents house? Here’s a guide to help make your move a successful one!

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Earning More
  • Real Estate

How to Start House Hacking

  • October 17, 2023
  • Tagged as: budgeting, buying a home, Financial Independence, house hack, house hacking, mortgages, real estate, Real Estate Investing
House Hacking

House hacking is the most effective way to reduce your housing costs. That’s why we’ve created this step by step guide on how to start house hacking.

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Earning More

15 Side Hustles For Couples – Earn Cash, Together!

  • May 14, 2023
  • Tagged as: credit cards, family finance, frugal living, house hacking, Life Hacking, saving money, side hustles
Ideas for side hustles for couples head image

Combine your skills and interests, spend time together, and earn some sweet cash with these best side hustles for couples.

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

5 Reasons Your House is an Awful Investment

  • February 2, 2023
  • Tagged as: diversification, house hacking, investing, net worth, personal finance, S&P500, stock market
Is a house a good investment

Most people overestimate the money they make by “investing” in a house. But the truth is, houses aren’t amazing investments. That being said, there are some ways you can maximize your returns as a homeowner.

Leave a reply
Avatar photo Joel
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy