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Tag: buying a home

  • Ask Matt & Joel

Ask Matt & Joel: Should I buy a rental property instead of a primary home?

  • March 7, 2025
  • Tagged as: buying a home, down payment, mortgages, rental properties, retirement investing, should i buy a house or just keep renting, sinking funds

Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currently, we reside in a condo owned by her father,…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Should I pay down my mortgage or put that money into home improvements?

  • September 16, 2024
  • Tagged as: buying a home, DIY, investment property, mortgages, personal finance, retirement investing

Here’s a question from Kyra posted in the HTM Facebook Group: “Is it better to pay down the principal of your mortgage or put that money into home improvements? Which would get a better ROI?…

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Avatar photo Joel
  • Real Estate

Tips on Negotiating Realtor Commissions

  • September 6, 2024
  • Tagged as: avoiding fees, buying a home, down payment, mortgages, Real Estate Investing

Buying a house is already a rollercoaster of emotions and a long list of awkward to-do financial decisions. And thanks to some recent changes in laws affecting buyer agent commissions, there’s now one more annoying…

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Joel O'Leary
  • Investing

Should I Use My Roth IRA To Buy A Home?

  • June 29, 2024
  • Tagged as: buying a home, down payment, emergency fund, retirement investing, roth ira, tax advantaged accounts
should i use my roth ira to buy a home header image

Let’s be real here. It’s no secret that saving up a down payment for a home is a tall order. Especially with the absolutely ridiculous prices these days! The median home in the U.S. is…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate
  • Saving money

How to Negotiate Your Rent – Like a Boss

  • May 25, 2024
  • Tagged as: buying a home, discount, negotiation, renting, saving for retirement

If you’re a renter, you’ve probably heard the adage “renting is throwing away money.” However, in the right circumstances, this statement couldn’t be farther from the truth.  In many areas, renting is quite a bit…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate

How To Save For a Down Payment: A Step-by-Step Plan

  • November 4, 2023
  • Tagged as: avoiding fees, budgeting, buying a home, credit score, debt management, down payment, HYSA, negotiation, saving money
how to save for a downpayment

Homeownership is one of the biggest financial goals in life. Here’s a step by step guide on how to save for a downpayment on a house.

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Avatar photo Jason Brown
  • Earning More
  • Real Estate

How to Start House Hacking

  • October 17, 2023
  • Tagged as: budgeting, buying a home, Financial Independence, house hack, house hacking, mortgages, real estate, Real Estate Investing
House Hacking

House hacking is the most effective way to reduce your housing costs. That’s why we’ve created this step by step guide on how to start house hacking.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate

How to Make a Home Buying Strategy

  • March 26, 2023
  • Tagged as: budgeting, buying a home, investing, net worth, real estate
home buying strategy

A home buying strategy is an important first step, helping you plan your purchase thoroughly and avoiding common missteps.

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Avatar photo Jason Brown
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