Today’s question comes from Javier in Gainesville, FL… “My question is about my 401k. Let’s say I get a raise at work, and I want to put it into my 401k. But I want to…
Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currently, we reside in a condo owned by her father,…
This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. With that timeframe I was…
Today’s question comes from Anna from Oregon… “I’m 22 years old. I have a Roth IRA, a taxable brokerage account, and an emergency fund with almost a year’s worth of expenses. I know that in…
Today’s question comes from Gabe in Cincinnati, OH!… “Hey guys, I have a question about our favorite investing vehicle, the HSA. My wife was talking to a co-worker the other day who is retiring early,…
Today’s question comes from Nick from North Carolina!… “I have a frugal or cheap question for you… I have an 18 month old son. Until recently, when my wife and I have gone out to…
Ask Matt & Joel: We’re considering a 401k loan to pay off credit card debt…
- November 10, 2024
- Tagged as: 401k, debt management, good debt, personal finance, saving money
This question was posted in our HTM Facebook group by an anonymous member… “My husband and I have some credit card debt. We are considering a loan from our 401K because the interest we pay…
Today’s question comes from Ariel in PA!… “Hey, Matt and Joel. This is Ariel calling out of Philadelphia, and I have a kind of unique situation this year where I decided to quit my job…
Today’s question comes from Scott in FL!… “Hi, guys, it’s Scott and Florida. My question is about the 4% percent rule for ROTH and 403b account withdrawals. I’m getting fairly close to retirement, maybe in…
This question was posted in our HTM Facebook group by Rebecca… “I have a 2016 Hyundai, paid off, and Kelly Blue Book says it’s worth $5,000 – $7,000. I’m currently paying full coverage for car…
