Today’s question comes from Arsenio in San Antonio, Texas… “I have about $1,000 a month extra that I want to pay towards the house, to get the mortgage paid off sooner. Another idea I had…
Today’s question came in from Karl in Rosewell, New Mexico!… “Hey, Matt and Joel. This is Carl, My wife and I are empty nesters living in Roswell, New Mexico. In the past 4 years, our…
Today’s question was posted in the HTM Facebook Group recently… “Hey Matt and Joel! LOVE your podcast. Thank you for everything you do and have taught me. I’m newly married and my husband and I…
Today’s question comes from Amanda in San Antonio, Texas… “I have a bit of a doozy for you. My best friend in the whole world is in about twenty thousand dollars of credit card debt…
Today’s question comes from Eric in Evanston, IL… “I got a quick question for you all about the 4% Rule. It assumes you’re making a 7% return overall… 4% you get to spend, and 3%…
Today’s question comes from Peter in Texas… “Hi, Joel and Matt. I’m twenty four and I’m currently stationed in Apostle, Texas with the Army. I’ve been hooked on your podcast for about seven months now,…
Today’s question comes from Amy from Grand Rapids, MI… “Hi, Matt and Joel. I have a question about retirement accounts for those of us who are self employed. My husband and I are in Money…
Today’s question comes from Nicholas in Richfield, OH… “Hi, Matt, and Joel. I had a question about an investment option for $60k that I currently have sitting in my Vanguard money market account. A little…
This question comes from Alexandra from Pittsburgh!… “Hey, guys, I have a quick question to ask you. I bought my car in 2022, and at the time I was rebuilding my credit. Then I refinanced…
This question comes from Ashley in Sacramento!… “Hey there, Matt and Joel. I really wish you guys were around when I was in my twenties. Alas, I am now 61 years old and the only…












