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Tag: target date funds

  • Ask Matt & Joel

Ask Matt & Joel: Does the 4% Rule still apply if my portfolio has lots of bonds?

  • October 23, 2024
  • Tagged as: 4% rule, diversification, i-bonds, index funds, saving for retirement, target date funds

Today’s question comes from Eric in Evanston, IL… “I got a quick question for you all about the 4% Rule. It assumes you’re making a 7% return overall… 4% you get to spend, and 3%…

2 Replies
Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Should I still save for retirement if I have a pension?

  • October 16, 2024
  • Tagged as: diversification, FIRE, pension, saving for retirement, savings rate, target date funds

This question comes from Ashley in Sacramento!… “Hey there, Matt and Joel. I really wish you guys were around when I was in my twenties. Alas, I am now 61 years old and the only…

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Avatar photo Joel
  • Newsletter

Power Couples, Bonus Miles & TDF Glide Paths 📈

  • October 1, 2024
  • Tagged as: budgeting, DIY, emergency fund, family finance, Financial Independence, target date funds

Good morning and happy October! Here’s a few Q4 money maintenance tasks to check off your list… O pt out of useless subscriptions 🙅‍♂️C ontribute just 1% more 👌T ally up your net worth 📝O…

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Avatar photo Joel
  • Investing

The Best 529 Plan Alternatives

  • February 3, 2024
  • Tagged as: 529 plan, college costs, i-bonds, retirement investing, roth ira, student loans, target date funds

While most 529 plan alternatives don’t have the same tax advantages, they might offer more flexibility for your situation.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Buy Index Funds

  • January 21, 2024
  • Tagged as: diversification, index funds, retirement investing, stock market, target date funds

Buying index funds is as easy as picking a broker, opening an account, selecting funds, and putting future investments on autopilot

3 Replies
Joel O'Leary
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