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Tag: diversification

  • Ask Matt & Joel

Ask Matt & Joel: Does the 4% Rule still apply if my portfolio has lots of bonds?

  • October 23, 2024
  • Tagged as: 4% rule, diversification, i-bonds, index funds, saving for retirement, target date funds

Today’s question comes from Eric in Evanston, IL… “I got a quick question for you all about the 4% Rule. It assumes you’re making a 7% return overall… 4% you get to spend, and 3%…

2 Replies
Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Should I still save for retirement if I have a pension?

  • October 16, 2024
  • Tagged as: diversification, FIRE, pension, saving for retirement, savings rate, target date funds

This question comes from Ashley in Sacramento!… “Hey there, Matt and Joel. I really wish you guys were around when I was in my twenties. Alas, I am now 61 years old and the only…

Leave a reply
Avatar photo Joel
  • Earning More

10 Ways to Diversify Your Income For More Financial Stability

  • June 15, 2024
  • Tagged as: diversification, HYSA, Life Hacking, saving for retirement, side hustle ideas, sinking funds
ways to diversify income

Diversification can help you in more ways than one when it comes to your finances. As investors, spreading our money across several buckets can protect us from huge market swings, and lower our risk. Similarly,…

1 Reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Buy Index Funds

  • January 21, 2024
  • Tagged as: diversification, index funds, retirement investing, stock market, target date funds

Buying index funds is as easy as picking a broker, opening an account, selecting funds, and putting future investments on autopilot

3 Replies
Joel O'Leary
  • Investing

5 Reasons Your House is an Awful Investment

  • February 2, 2023
  • Tagged as: diversification, house hacking, investing, net worth, personal finance, S&P500, stock market
Is a house a good investment

Most people overestimate the money they make by “investing” in a house. But the truth is, houses aren’t amazing investments. That being said, there are some ways you can maximize your returns as a homeowner.

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Avatar photo Joel
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