It’s a great time to switch banks, especially if you have a lump sum of cash that could be earning a better interest rate.
Why You’re Losing Money with Your Big Bank (And What to Do About It)
- September 29, 2025
- Tagged as: budgeting, CIT Bank review, emergency fund, HYSA, savings rate
Are you tired of watching your hard-earned savings dwindle away due to sneaky fees and low interest rates at giant traditional banks like Bank of America or Wells Fargo? Me too 🙋♂️ Or what about…
The sun’s finally peeking through the clouds, and the birds are back in full song. You know what that means? It’s spring cleaning time! But while dust bunnies in your house might be easy to…
The 52-week Savings Challenge
- March 13, 2025
- Tagged as: automation, emergency fund, HYSA, Life Hacking, money challenges, sinking funds
The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits!
This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. With that timeframe I was…
Combining finances with your partner can produce bountiful benefits to both your relationship and your overall financial trajectory. Merging money forces you to communicate more, helps with financial goal setting, and enables you to hit…
When you master these ways to stop dipping into your savings account, you’ll have more financial security and less money stress in life!
Porch Pirates, 2025 Challenges, & Best Cash Back Apps 📲
- December 10, 2024
- Tagged as: 401k, grocery hacks, HYSA, Life Hacking, money challenges, pension, roth ira
Good morning, HTM Family! This is your reminder that you only have one life, so keep things simple. Miss someone? ….CallWanna meet up? ….InviteHave questions? ….AskWanna be understood? ….ExplainLike something? ….Share itDon’t like something? ….Change…
Today’s question was posted in the HTM Facebook Group recently… “Hey Matt and Joel! LOVE your podcast. Thank you for everything you do and have taught me. I’m newly married and my husband and I…
Today’s question was posted by Sandee in our HTM Facebook Group page… “Question about using your Roth IRA as an emergency fund… I’ve often heard that your contributions (if you were to withdraw them pre-retirement…
