Good morning, money lovers!! FEELING: I’m way behind financially… FACT: You’re probably doing way better than you think you are. Every dollar you are saving builds a stronger, wealthier, future you. Keep going! FEELING: The…
Good morning! And welcome to the final newsletter of 2023… It’s been a killer year at HTM: From the bottom of our hearts — THANK YOU — for listening, reading, sharing, and continuing to inspire…
If you’re looking to save $100 per month, there are plenty of opportunities to do so. Just make little cut backs on regular spending.
The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits!
The 100 envelope challenge lasts for 100 days, and you’ll save a total of $5,050 completing it. There are also some variations you can choose!
A pantry challenge prohibits you from buying new food or eating out at restaurants. It’s a great way to save money, and be more epicurious!
A no eating out challenge is when you stop going to restaurants or ordering take out for a set period of time. You can save a ton of money!