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Tag: credit cards

  • Personal Finance

The 2025 Guide to Spring Cleaning Your Personal Finances

  • March 20, 2025
  • Tagged as: budgeting, Capitalize, credit cards, debt snowball, declutter, emergency fund, financial checklist, HYSA, saving money, sinking funds, spring cleaning
spring cleaning finances

The sun’s finally peeking through the clouds, and the birds are back in full song. You know what that means? It’s spring cleaning time! But while dust bunnies in your house might be easy to…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Go Broke in Less Than A Year

  • March 13, 2025
  • Tagged as: 401k, car loan, credit cards, lifestyle creep, should i buy a house or just keep renting, stealth wealth, teaching kids about money

So you want to learn how to go broke in a short period of time? We got your back! Here are the things you should to to wreck your finances.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Budgeting

How to Fix a Failing Budget

  • March 13, 2025
  • Tagged as: credit cards, debt avalanche, gamify, mindful spending, money goals, saving for retirement
fix a failing budget

If you tried and failed, congratulations. Most people don’t even try! Now, here’s how to fix that failing budget of yours.

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Avatar photo Joel
  • Articles
  • Saving money

Is Costco Membership Worth It? 5 Scenarios When it Definitely Is

  • March 5, 2025
  • Tagged as: costco, costco hacks, credit cards, grocery hacks, personal finance, rewards cards, saving money, shopping, warehouse clubs
Is Costco membership worth it?

You’ve probably heard that Costco is increasing their annual membership fees a little, and in the back of your head you might be thinking, “is Costco membership still worth it? If I shell out 65…

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Avatar photo Joel
  • Personal Finance
  • Saving money

18 Best Costco Hacks – Saving You Time and Money!

  • February 7, 2025
  • Tagged as: costco, costco hacks, credit cards, Frugal hacks, grocery hacks, Life Hacking, saving money, shopping, volume discount
Costco Hacks

I love Costco hacks. My wife and I have been Costco members since 2014, and over the years we’ve learned a bunch of little tips and tricks that save us time, money, and keep us…

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Avatar photo Joel
  • Saving money

11 Ways To Ask For A Discount (And Actually Get It!)

  • January 24, 2025
  • Tagged as: asking for discounts, cheap cell phone plans, credit cards, frugal living, grocery hacks, saving money, sinking funds
How to ask for a discount

Asking for a discount doesn’t have to be awkward or rude. Let’s run though some practical ways to politely ask for discounts.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

Money Gear 2: Snag Your Workplace 401k Match

  • November 11, 2024
  • Tagged as: 401k, budgeting, credit cards, Financial Independence, index funds, money gears, retirement investing

When I was growing up, my dad used to always tell me that there was “no such thing as a free lunch.” He wanted to teach me that everything has a cost. And that if…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Ask Matt & Joel

Ask Matt & Joel: I have 20 credit cards. If I close some will my credit score get trashed?

  • October 31, 2024
  • Tagged as: credit cards, credit score, debt management, rewards cards, travel

Today’s question came in from Karl in Rosewell, New Mexico!… “Hey, Matt and Joel. This is Carl, My wife and I are empty nesters living in Roswell, New Mexico.  In the past 4 years, our…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: My friend is having a financial meltdown. Should I loan them money?

  • October 24, 2024
  • Tagged as: credit cards, debt management, emergency fund, frugal habits, personal finance

Today’s question comes from Amanda in San Antonio, Texas… “I have a bit of a doozy for you. My best friend in the whole world is in about twenty thousand dollars of credit card debt…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Should I pay medical bills with my credit card or HSA directly?

  • October 15, 2024
  • Tagged as: credit cards, HSA, Life Hacking, roth ira, tax advantaged accounts

This question comes from Derek in Nashville!… “Hey, guys, I had a question today regarding HSA accounts. Is it better to pay for your medical expenses directly with your HSA account? Or should I pay…

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Avatar photo Joel
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