Debt is a tricky thing. It can either be tremendously good for your finances or it can wreak havoc on your life. With so many fancy financing options these days, how can you tell whether…
While you might already be investing in your employer’s retirement plan (like a 401k or something), contributing to an Individual Retirement Account (IRA) will provide you another outlet to save for your retirement while also…
Is there such a thing as good debt and bad debt? It’s a hot-button debate in the personal finance world, because the word “debt” alone sounds like something you should avoid at all costs. But,…
The more money you save on travel, the more places you get to visit! Sure, there are times when spending $4000 on a one week trip to Disneyland might be worth it. But for most…
Have you ever been accused of being cheap? If so, how did it make you feel? In our society it seems like nobody ever wants to be labeled a cheapskate—it’s an insult and brings all…
You’ve probably heard your friends talk about how awesome Costco is and all the membership perks they love. But in the back of your head you might still be thinking, “if I shell out 60…
What if you could earn cash back and additional perks by paying your biggest monthly bill with a credit card? Sounds nice, but until recently, it’s been a pipe dream, basically impossible to pull off….
Americans are in more debt than ever. Lots of it. In fact, in 2022, consumer debt hit $16.5 trillion, with the average American holding $96,371. Student loan debt, car loan debt, credit card debt, mortgage…
To refinance or not to refinance – that is the question. The arena of student loan refinancing can be a confusing one. Even if you can nab a lower interest rate by doing a refi,…
I love Costco. My wife and I have been members since 2014, and over the years we’ve learned a bunch of little Costco hacks that save us time, money, and keep us having fun while…
