You’ve probably heard that Costco is increasing their annual membership fees a little, and in the back of your head you might be thinking, “is Costco membership still worth it? If I shell out 65…
When Buying a New Car Makes Sense
- February 10, 2025
- Tagged as: atlanta, biking, buying a new car, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Financial Independence, investing, money, money podcast, new car vs. used car, personal finance, podcasts to listen to, retirement investing, saving for retirement, saving money
Buying a new car is typically frowned upon by money nerds. That’s because buying a reliable, used car, with cash is the financially savviest way to own a vehicle. That being said, personal finance is…
The more money you save on travel, the more places you get to visit! Sure, there are times when spending $4000 on a one week trip to Disneyland might be worth it. But for most…
Good Debt vs. Bad Debt
- December 5, 2024
- Tagged as: bad debt, debt management, good debt, investing, money, personal finance
Contrary to what your grandparents may have told you, not all forms of debt are harmful to your finances. There is such thing as “good debt”. And when used correctly, good debt (like mortgages, student…
Our family has six bicycles that we love to ride together. We have them all stored in the shed in our backyard. That’s close to $2500 worth of two-wheeled goodies I’ve got locked away in…
What’s In Our Wallet? How To Money Hosts Use These Credit Cards
- December 4, 2024
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
In the spirit of full transparency, today we’re going to open up the contents of our wallet to you, dear How To Money listener. You’ll learn that we eat our own dog food, personally using…
Capitalize Review: Roll Over Your Old 401k For Free
- May 20, 2024
- Tagged as: 401k, Capitalize, Fidelity, investing, IRA, personal finance, rollover, saving for retirement, saving money
How long is your financial to-do list? If you’re trying to build wealth and accelerate your investing progress, chances are you’ve got a lot on your plate. I hope this isn’t too annoying, but I’m…
Using a 0% APR Balance Transfer Credit Card to Help Pay Off Debt
- March 16, 2023
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
If you’re riddled with debt and paying the minimum balance with high interest each month, consider a 0% balance transfer credit card to help help you get ahead.
When Good Debt Becomes Bad Debt
- December 1, 2022
- Tagged as: bad debt, debt management, good debt, high interest debt
Debt is a tricky thing. It can either be tremendously good for your finances or it can wreak havoc on your life. With so many fancy financing options these days, how can you tell whether…
Traditional vs. Roth IRA: Which Is Better?
- November 29, 2022
- Tagged as: 401k, investing, IRA, personal finance, roth ira, saving for retirement
While you might already be investing in your employer’s retirement plan (like a 401k or something), contributing to an Individual Retirement Account (IRA) will provide you another outlet to save for your retirement while also…
