What if you could earn points and effectively reduce your rent by paying your biggest monthly bill with a credit card? Sounds nice, but until recently, it’s been a pipe dream, basically impossible to pull…
To refinance or not to refinance – that is the question. The arena of student loan refinancing can be a confusing one. Even if you can nab a lower interest rate by doing a refi,…
Pros and Cons of Consolidating Student Loans
- October 10, 2022
- Tagged as: 401k, acorns app, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Financial Independence, investing, Life Hacking, micro investing, money, money podcast, Mr. Money Mustache, parenting, personal finance, podcasts to listen to, retirement investing, robinhood app, roth ira, saving for retirement, saving money, Tim Ferriss, Vanguard
We recently dove into the topic of refinancing your student loan. That can be a great way to reduce your monthly payments, lower your interest rate, or change your loan terms IF it makes sense…
Top 10 Must-Listen HTM Episodes
- August 29, 2022
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
When you’ve been podcasting for five years and have an archive of 800+ shows, it can be challenging for new listeners to know where to start. Should you just subscribe and listen to new episodes…
I was recently emailing with a friend who is also self-employed and the thread turned to health insurance. Not in a political, ‘can you believe what is going on with healthcare!’ kind of way, but…
How to Refinance Your Home and Save the Most Money
- September 2, 2021
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Finding ways to save large chunks of money are few and far between. You can save $40 a month or more by switching your cell phone service. That’s obviously not an insignificant amount, but what…
Let’s talk about how much you’re spending on insurance. Boring. Well sure, it’s not a scintillating topic. BUT, what if I told you that shopping your insurance could save you hundreds of dollars each year….
Why the RadWagon 4 is the Best-Value Cargo Bike on the Planet
- May 20, 2021
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
I haven’t taken a Falcon rocket into outer space…yet. But that’s on my to-do list for 2030. That means I can’t comment on which electric bikes extraterrestrials are digging right now. But here on planet…
Free and Automated Investing with the M1 App
- May 6, 2021
- Tagged as: 401k, atlanta, biking, CIT Bank Money Market, CIT Bank review, craft beer, credit score, emergency fund, Entrepreneurship, Financial Independence, investing, Ira Glass, Life Hacking, money, money podcast, Mr. Money Mustache, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Tim Ferriss, Vanguard
Sorry Vanguard, but it’s time to introduce everyone to your more tech-savvy younger brother, M1 Finance. Anyone who listens to the podcast knows how much we love Vanguard’s low-cost index funds and how they can…
When You Should Change Banks to Score a Higher Interest Rate
- December 29, 2020
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money
How much are you making on the money that’s sitting in your savings account? Chances are not very much. Interest rates for savers have been getting demolished in recent years – and even more so…












