Here’s Why I Just Opened a New Online Bank Account

Why I Opened a New Online Bank Account

I just recently took out a fairly substantial home equity line of credit to further pursue my goal of purchasing solid properties. This will ultimately help me achieve financial independence over the next few years….

Pros and Cons of Consolidating Student Loans

We recently dove into the topic of refinancing your student loan. That can be a great way to reduce your monthly payments, lower your interest rate, or change your loan terms IF it makes sense…

Our Favorite Credit Cards for How You Spend

How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers. see disclosures for more info. Credit cards can be…

How to Choose Life Insurance that is Cheap and Easy to Buy

Buying life insurance can be really confusing. That is thanks in large part to insurance salespeople that have a vested interest in selling you a product that puts money in their pockets at your expense….

Free and Automated Investing with the M1 App

Sorry Vanguard, but it’s time to introduce everyone to your more tech-savvy younger brother, M1 Finance. Anyone who listens to the podcast knows how much we love Vanguard’s low-cost index funds and how they can…

Ask HTM: Savings Interest Rates are Dropping, What to do if You’re Overpaid, and Investing in an ESPP – Episode 156

This week on the podcast we’re answering your questions! 1 – I was overpaid by my employer, what should I do now? 2 – Should I convert my 401k into an IRA? What considerations should…

Level Up Your Money with Gamification – Episode 155

For most normal people, personal finance is boring! There are many reasons why Americans have a really difficult time getting their money act together, but today we’re addressing the fact that we’d rather spend our…

Waking Up Early and Intentional Living with 5am Joel – Episode 154

It’s probably going to be hard, but waking up earlier this year can help you to get your personal finances in order! We’re excited to talk with our friend 5am Joel about how he got…

A New Year with More Margin – Episode 153

When 80% of folks report that they’re living paycheck to paycheck, it’s clear that this lack of margin in our lives is a major contributing factor to why we have some much stress in our…

Ask HTM: Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck – Episode 152

This week on the podcast we’re answering your questions! 1 – Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 – How diversified are index…

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