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Tag: credit cards

  • Personal Finance

End of Year Financial Checklist ✅

  • October 7, 2024
  • Tagged as: 401k, charity, credit cards, Daffy, financial aid, health savings account, HSA, insurance, investing, personal finance, rewards cards, roth ira, saving for retirement, saving money, sinking funds, tax refund
End of Year Financial Checklist

It’s that time of year again when the leaves begin falling, holiday plans are being made, and before you know it we’re ringing in the new year! The next few months will fly by, so…

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Avatar photo Joel
  • Newsletter

Financial Self-care, HELOC Relief, and Optimized Living 💪

  • August 20, 2024
  • Tagged as: credit cards, Financial Independence, heloc, personal finance, retirement investing

Mornin’ mornin’! Happy Tuesday! To be accepted —> accept others more To earn respect —> give more respect To live carefree without judgment —> stop judging and caring so much about what other people do….

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Avatar photo Joel
  • Newsletter

Reward Realities, Budget eBooks, & Happy “Middle” Day 🥳

  • July 2, 2024
  • Tagged as: 401k, credit cards, credit score, Financial Independence, net worth

Good morning, happy people! Here are some random facts about today, July 2nd… Today is the exact middle day of the year. 182 + today + 182 = 365 days. I feel very centered 🧘‍♂️…

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Avatar photo Joel
  • Personal Finance

8 Ways To Automate Your Finances

  • June 14, 2024
  • Tagged as: automation, budget software, credit cards, investing, pay yourself first, personal finance, saving for retirement
automate finances

Automation means dropping those mundane financial tasks and putting your money flows on auto-pilot. It’s time to work smarter, not harder.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

14 Tips to Help You Stay On Top Of Your Finances

  • May 28, 2024
  • Tagged as: budget apps, budgeting, credit cards, declutter, mindful spending, pay yourself first, rollover, saving money, tracking expenses

When it comes to your finances, making and sticking to a game plan is easier said than done. Without intentionally streamlining and creating good money habits, even the best financial roadmaps can fall apart. In…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Will Buy Now Pay Later Wreck Your Finances?

  • April 2, 2024
  • Tagged as: 0% APR, BNPL, budgeting, buy now pay later, credit cards, debt management, mindful spending

We’ve all been there. You’re ordering a pack of socks online, and just when you’re about to check out, Klarna, or another buy now pay later service pops up and offers to split your $16…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Investing

Should You Pay Off Debt or Invest Extra Cash?

  • March 23, 2024
  • Tagged as: 401k, compound interest, credit cards, credit score, debt management, debt snowball, high interest debt, retirement investing

If you’ve got some extra money lying around, should you invest it, or use it to pay off debt? A few weeks ago a friend of mine asked me this question after receiving a bonus…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

Ouch! 5 Biggest Financial Regrets (And How to Avoid Them)

  • March 14, 2024
  • Tagged as: credit cards, debt management, emergency fund, saving for retirement, should i buy a house or just keep renting

Try as we may to avoid it, regret is a part of life that is impossible to circumvent entirely. But, by planning ahead and being familiar with some of the more common financial regrets, you…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Saving money

15 Habits of Debt-Free People

  • March 9, 2024
  • Tagged as: budgeting, credit cards, debt management, frugal living, lifestyle creep, saving money, tracking expenses

Most people don’t plan on falling into debt. But somehow, 3 in 5 Americans carry a revolving credit card balance that averages $5,875. Even worse, 23% of folks report that they’re slipping deeper into the…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

13 Tips to Keep Your Financial Information Secure

  • March 2, 2024
  • Tagged as: credit cards, credit freeze, HYSA, online banking, password manager, tracking expenses

Let’s face it, keeping your financial information secure these days can feel like playing whack-a-mole with scams and identity thieves. Every time you feel safe with fresh passwords or new protective measures, thieves invent sneaky…

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Joel O'Leary
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