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Tag: HYSA

  • Ask Matt & Joel

Ask Matt & Joel: What’s the best financial advice you have for a college grad?

  • October 10, 2024
  • Tagged as: budgeting, college costs, HYSA, personal finance, retirement investing

Today’s question comes from Jordyn in Florida… “Hello Matt and Joel, my name is Jordyn. I currently attend college in beautiful Tallahassee, Florida. But I’m a senior, which means I’ll be graduating and starting my…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: My $75,000 CD is coming up for renewal. What should I do?

  • September 13, 2024
  • Tagged as: compound interest, HYSA, index funds, interest rates, lump sum investing, saving for retirement

Today’s question comes from Linda from California… “Last year I put $75,000 into a CD for 11 months. The maturity date is coming up and I don’t know what to do. I usually let it…

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Avatar photo Joel
  • Earning More

10 Ways to Diversify Your Income For More Financial Stability

  • June 15, 2024
  • Tagged as: diversification, HYSA, Life Hacking, saving for retirement, side hustle ideas, sinking funds
ways to diversify income

Diversification can help you in more ways than one when it comes to your finances. As investors, spreading our money across several buckets can protect us from huge market swings, and lower our risk. Similarly,…

1 Reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

13 Tips to Keep Your Financial Information Secure

  • March 2, 2024
  • Tagged as: credit cards, credit freeze, HYSA, online banking, password manager, tracking expenses

Let’s face it, keeping your financial information secure these days can feel like playing whack-a-mole with scams and identity thieves. Every time you feel safe with fresh passwords or new protective measures, thieves invent sneaky…

2 Replies
Joel O'Leary
  • Newsletter

Inflation Is Consuming Your Cash & New Year Saving Challenges 💪

  • December 26, 2023
  • Tagged as: HYSA, inflation, investing, money challenges, personal finance

Good morning! And welcome to the final newsletter of 2023… It’s been a killer year at HTM: From the bottom of our hearts — THANK YOU — for listening, reading, sharing, and continuing to inspire…

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Avatar photo Joel
  • Real Estate

How To Save For a Down Payment: A Step-by-Step Plan

  • November 4, 2023
  • Tagged as: avoiding fees, budgeting, buying a home, credit score, debt management, down payment, HYSA, negotiation, saving money
how to save for a downpayment

Homeownership is one of the biggest financial goals in life. Here’s a step by step guide on how to save for a downpayment on a house.

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Avatar photo Jason Brown
  • Budgeting
  • Personal Finance

How to Stop Living Paycheck to Paycheck

  • August 5, 2023
  • Tagged as: 401k, debt management, emergency fund, gamify, HYSA, money goals, pay yourself first, personal capital, saving for retirement, saving money, sinking funds, tracking expenses
stop living paycheck to paycheck

With hard work, determination, and a little patience, you can break the cycle of living paycheck to paycheck. Just follow these steps!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

How to Prepare for Student Loan Payments Resuming

  • July 6, 2023
  • Tagged as: budgeting, college costs, emergency fund, HYSA, saving money, student loans
Preparing for Student Loan Payments Resuming

If you’re bummed about the decision on student loan forgiveness, we understand! Here are some steps to plan for payments resuming in October. 

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Ditching Autopay, Splurge Checklist, & Setting Your Own Bar 🏆

  • June 20, 2023
  • Tagged as: budgeting, declutter, HYSA, mindful spending, saving for retirement

Happy Tuesday, beautiful people!! You’ve probably heard the saying “don’t keep up with the Joneses”… But have you ever heard of the opposite?… “don’t keep down with the Joneses”. This is a great rule too… Keeping up means others…

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Avatar photo Joel
  • Newsletter

Spending Spirals, Mega-Cap Stocks & a Self Confidence Boost 💪

  • June 6, 2023
  • Tagged as: emergency fund, HYSA, life hacks, robo advisors, saving money, stock market

Happy Tuesday, happy people!! Repeat after me… I am good at what I do. I may screw up some times… but for the most part, I am good at what I do. My clients enjoy…

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Avatar photo Joel
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