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Tag: negotiation

  • Insurance

What is Life Insurance Laddering?

  • February 26, 2025
  • Tagged as: employee benefits, estate planning, Life Hacking, negotiation, saving money, term life insurance

Life insurance laddering is basically when you stack multiple life insurance policies on top of each other. The goal is to have lower overall premiums, so you’re neither underinsured or overinsured throughout various stages in…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

20 Frugal Living Tips to Cut Monthly Expenses

  • February 18, 2025
  • Tagged as: biking, budgeting, debt snowball, emergency fund, Frugal hacks, frugal vs cheap, Life Hacking, negotiation, utilities

Frugal living is a superpower, and these frugal living tips will help you to harness your abilities. When you start to adopt mindful spending into your everyday life, you’ll notice that you’re holding onto more…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Earning More
  • Saving money

How To Sell Your Stuff – Declutter and Earn Extra Cash!

  • June 30, 2024
  • Tagged as: emergency fund, Life Hacking, mindful spending, negotiation, personal finance

We’ve all been there. You tell yourself that THIS is the month you’re going to start working out. But that Peloton you ordered quickly turns into a glorified coat in just a few short months….

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate
  • Saving money

How to Negotiate Your Rent – Like a Boss

  • May 25, 2024
  • Tagged as: buying a home, discount, negotiation, renting, saving for retirement

If you’re a renter, you’ve probably heard the adage “renting is throwing away money.” However, in the right circumstances, this statement couldn’t be farther from the truth.  In many areas, renting is quite a bit…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Save Money Buying an Engagement Ring

  • January 27, 2024
  • Tagged as: asking for discounts, budgeting, coupons, family finance, lifestyle creep, negotiation, wedding

These days the average cost of an engagement ring is around $5,500. No wonder why that Gollum character was so infatuated with “his precious” (side note: I have never seen Lord of the Rings). Some…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Career

How to Take A Year Off Work (and Come Back Even Stronger)

  • January 18, 2024
  • Tagged as: budgeting, cutting monthly bills, gap year, healthcare costs, money goals, negotiation, saving for retirement, travel hacking

We’ve all been there… You take a week off for a vacation, but when you arrive at your tropical destination, you’re still thinking about work. It takes a few days to fully disconnect your brain…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate

How To Save For a Down Payment: A Step-by-Step Plan

  • November 4, 2023
  • Tagged as: avoiding fees, budgeting, buying a home, credit score, debt management, down payment, HYSA, negotiation, saving money
how to save for a downpayment

Homeownership is one of the biggest financial goals in life. Here’s a step by step guide on how to save for a downpayment on a house.

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Avatar photo Jason Brown
  • Newsletter

DIY Pumpkin Kegs, Getting Raises & Matched Cash Back! 💳

  • October 24, 2023
  • Tagged as: asking for discounts, budgeting, careers, Financial Independence, money newsletter, negotiation, pets

Happy morning, happy people! 😎 A quick poem to start the day… It rises,a glorious sun,if one can sit quite long enough,Seeing it, one feels… now I have everything,everything I couldever want.~ Hafiz Just a…

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Avatar photo Joel
  • Career

How To Negotiate A Pay Raise

  • October 8, 2023
  • Tagged as: 401k, asking for discounts, employee benefits, Life Hacking, negotiation, pay yourself first, salary raise, side hustles

Asking for a pay raise is likely the quickest way you can increase your savings rate and boost financial position.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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