John asked a great question in our HTM Facebook Group forum… “I’ve had a rental property for about 10 months now and slowly socking away 100% of the extra income in a reserve account. How…
This question from Calvin was posted in our HTM Facebook Group… “Should additional mortgage payments be considered when determining my savings rate?” Matt & Joel’s response: The short answer is yes. Interestingly enough, many of…
Today’s question comes from a long time podcast listener, Ethan… “I’m currently renting a house with my fiance in Denver. We love the house and have a great relationship with our landlord… I’m eager to…
Today’s question comes via Adi from Michigan… “I recently hired a financial advisory firm to help me manage my funds and finances. After working with them for 4 months, I believe I have the time…
Today’s question comes from Terry from Jacksonville, Florida… “Got an interesting Roth IRA question for you. I was considering cashing out an old Roth IRA account to clear some small debt from a credit card….
Today’s question comes from Justin in Mason, Iowa… “I’ve been learning about carbon credits and the emerging carbon credit space. And to me, it seems like an opportunity for some good returns if I can…
Today’s question comes from Stephen in Connecticut… “I have a question about 401ks. I’m working at my first full time job post college. I know there’s a 401k plan that is offered. But there are…
Here’s a question from Kyra posted in the HTM Facebook Group: “Is it better to pay down the principal of your mortgage or put that money into home improvements? Which would get a better ROI?…
Today’s question comes from Linda from California… “Last year I put $75,000 into a CD for 11 months. The maturity date is coming up and I don’t know what to do. I usually let it…
Here’s an awesome question from Bob in New York… “I own a condo and am looking to buy a second home here in the near future. That being said, I would love to keep the…












