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Category: Ask Matt & Joel

  • Ask Matt & Joel

Ask Matt & Joel: Does my Roth 401k at work affect my Roth IRA contribution limits?

  • September 11, 2024
  • Tagged as: 401k, backdoor Roth IRA, index funds, retirement investing, roth ira, tax advantaged accounts

Today’s question comes from Katy who called into the podcast… “I have a question about Roth 401k. I have a TSA retirement plan through my company. And since this is a Roth from my company…

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  • Ask Matt & Joel

Ask Matt & Joel: Who owns the house if you buy a place with your friend?

  • September 10, 2024
  • Tagged as: down payment, family finance, investing, mortgages, saving for retirement, should i rent or buy a home

Michelle from St. Paul called into the show… “My aunt is a widow and just retired. And for the last several years she and her best friend have planned to live together in retirement and…

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  • Ask Matt & Joel

Ask Matt & Joel: Should I lump sum or dollar cost average after rolling over a 401k?

  • September 9, 2024
  • Tagged as: 401k rollover, Capitalize, dollar cost averaging, index funds, lump sum investing

Today’s question comes from Sam in Cleveland, OH… “What do I do with a previous employer retirement plan of approximately $60,000 that I want to roll into my current rollover IRA. In particular, do I…

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  • Ask Matt & Joel

Ask Matt & Joel: I just finished the Envelope Challenge. What Now?

  • September 6, 2024
  • Tagged as: gamify, index funds, money challenges, retirement investing, saving money, switching banks

This question came from the HTM Facebook group recently. Alexander wrote… “My wife completed the 100 Envelope Challenge and now we have $5,050 sitting in cash. We really don’t have a set goal in mind…

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  • Ask Matt & Joel

Ask Matt & Joel: Which is Better – Pension Plan or 401a?

  • September 5, 2024
  • Tagged as: 401k, careers, money gears, pension, retire early, saving for retirement

Today’s question comes from Mike in Albany… “I’m in my early 40’s and I just started a job with New York State that’s giving me two different retirement options to pick from. The first is…

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  • Ask Matt & Joel

Ask Matt & Joel: Are Expensive Real Estate Courses Worth It?

  • September 4, 2024
  • Tagged as: Financial Independence, money gears, Real Estate Investing, rental properties

Theo from Atlanta called into the show last week… “I have a question regarding a real estate investing course for newbies. I live a debt-free lifestyle and I own my primary home outright, no mortgage….

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