A roth conversion ladder is a multi-year transfer of funds from pretax to post tax accounts. It helps avoid penalties and save on taxes!
Well hey there, overachiever! Sounds like you’re crushing your money game already and maxing out the most obvious retirement accounts available to you. Congrats! OK, so what now? No one would blame you if you…
This question was posted anonymously in the HTM Facebook group… “For someone retiring significantly early (think 40s), what are some of the hidden costs or catches that can be a surprise and lead back to…
Ask Matt & Joel: Which is Better – Pension Plan or 401a?
- September 5, 2024
- Tagged as: 401k, careers, money gears, pension, retire early, saving for retirement
Today’s question comes from Mike in Albany… “I’m in my early 40’s and I just started a job with New York State that’s giving me two different retirement options to pick from. The first is…
I have a confession to make… back in my early 20s I never contributed to my company’s 401k plan. Oh, how naive I was. My main gripe with putting money into retirement accounts was that…
