John asked a great question in our HTM Facebook Group forum… “I’ve had a rental property for about 10 months now and slowly socking away 100% of the extra income in a reserve account. How…
Babies are expensive little things. I know because I just brought home a newborn this year! – and let me tell you, he flipped my financial world upside down. It was kind of surprising actually,…
The 100 envelope challenge lasts for 100 days, and you’ll save a total of $5,050 completing it. There are also some variations you can choose!
Sinking funds are a great way to prepare and save up for those larger expenses we know are coming up one day.
Diversification can help you in more ways than one when it comes to your finances. As investors, spreading our money across several buckets can protect us from huge market swings, and lower our risk. Similarly,…
While many people focus on sticker price or the monthly payment, they often overlook the hidden costs of owning a car.
With hard work, determination, and a little patience, you can break the cycle of living paycheck to paycheck. Just follow these steps!
Creating a holiday spending plan early in the year helps you afford all the expensive stuff later, without going into debt!
Here are some helpful tips and reminders to help you decide whether to repair or replace your old car











