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Tag: needs vs. wants

  • Saving money

Buy This, Not That: Car Ownership Edition 🚘

  • February 25, 2025
  • Tagged as: car costs, car lease, cutting monthly bills, investing, needs vs. wants, saving for retirement

Cars cost WAY more than most people realize. I’m not talking about the initial sticker price. It’s everything associated with cars over time… Ongoing maintenance, the odd repair bill, financing and loan payments, insurance, depreciation,…

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Joel O'Leary
  • Personal Finance
  • Saving money

Frugal vs Cheap – Differences and Examples

  • October 10, 2024
  • Tagged as: cheapness, debt management, frugal, frugal living, frugal vs cheap, investing, lifestyle creep, mindful spending, needs vs. wants, personal finance, saving money
Frugal vs. cheap street header

Did you know that 92% of people think that “frugality” is an attractive quality!? And do you know how many people think that being “cheap” is a cool thing?… ZERO. The words frugal and cheap…

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Avatar photo Jason Brown
  • Budgeting
  • Saving money

4 Easy Ways to Budget

  • September 16, 2024
  • Tagged as: bad debt, budget software, debt management, how to make a budget, mindful spending, needs vs. wants, net worth, personal capital, personal finance, saving money
different ways to budget

Does your bank account feel like a leaky bucket, and no matter how much you put in there all the dollars just end up disappearing? You’re in luck –> today we’re covering four easy ways…

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Avatar photo Joel
  • Budgeting

Needs vs. Wants: Budgeting For Both

  • September 1, 2024
  • Tagged as: emergency fund, frugal vs cheap, lifestyle creep, mindful spending, needs vs. wants, retirement investing

Regarding your budget, one of the most important steps you should take is categorizing your spending items by needs vs. wants.

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Avatar photo Jason Brown
  • Saving money

14 Tips for Mindful Spending

  • August 15, 2024
  • Tagged as: frugal living, Life Hacking, money mindset, needs vs. wants, spending less, spring cleaning your life
Mindful spending budget

Mindful spending is all about paying attention! It helps you spend less money on the crap that doesn’t provide you value, so you can save more for the stuff that does!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Budgeting

The Surprising Benefits of Budgeting

  • January 28, 2024
  • Tagged as: budget software, how to make a budget, Life Hacking, mindful spending, needs vs. wants, saving for retirement, tracking expenses
benefits of budgeting header

Most people find budgets boring and restrictive. But I think the opposite is true! – Budgets are fun, empowering, and they enable you to achieve both long term and short term financial goals. There are…

1 Reply
Joel O'Leary
  • Budgeting

How to Track Your Spending – Personal Finance 101

  • September 7, 2023
  • Tagged as: how to make a budget, mindful spending, needs vs. wants, personal capital, saving money, tracking expenses, ynab
track your spending

Learning how to track your spending is an important part of budgeting. Here are the basics and how to be successful.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

14 Ways To Simplify Your Finances

  • April 22, 2023
  • Tagged as: atlanta, automation, budgeting, debt management, emergency fund, investing, money anxiety, money podcast, needs vs. wants, saving for retirement, saving money, side hustles
money simplicity image header

There are so many benefits when you simplify your finances. Here are some tips and tricks to streamline your money game.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Teach Kids about Investing

  • January 1, 2023
  • Tagged as: compound interest, investing, needs vs. wants, personal finance, saving money, teaching kids
teach kids about investing

If you have children in your life and want to give them a financial head start, helping them learn about investing will undoubtedly provide countless benefits. Time is a youngster’s greatest ally. The more years…

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Avatar photo Jason Brown
  • Budgeting
  • Personal Finance

How to Teach Kids About Money

  • December 25, 2022
  • Tagged as: family finance, investing, mindful spending, money games, needs vs. wants, saving money, teaching kids about money
How to teach kids about money jars

When you teach kids about money, you give them a HUGE leg up in life. Here are some ways to introduce financial concepts to kids.

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Avatar photo Jason Brown
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