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Tag: budgeting

  • Saving money

Why You’re Losing Money with Your Big Bank (And What to Do About It)

  • September 29, 2025
  • Tagged as: budgeting, CIT Bank review, emergency fund, HYSA, savings rate

Are you tired of watching your hard-earned savings dwindle away due to sneaky fees and low interest rates at giant traditional banks like Bank of America or Wells Fargo? Me too 🙋‍♂️ Or what about…

2 Replies
Joel O'Leary
  • Personal Finance

The 2025 Guide to Spring Cleaning Your Personal Finances

  • March 20, 2025
  • Tagged as: budgeting, Capitalize, credit cards, debt snowball, declutter, emergency fund, financial checklist, HYSA, saving money, sinking funds, spring cleaning
spring cleaning finances

The sun’s finally peeking through the clouds, and the birds are back in full song. You know what that means? It’s spring cleaning time! But while dust bunnies in your house might be easy to…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Easy Ways to Save an Extra $100 Per Month

  • March 13, 2025
  • Tagged as: biking, budgeting, cheap date ideas, cutting monthly bills, emergency fund, grocery hacks, Life Hacking, money challenges, rule of 173, saving for retirement, tracking expenses
save $100 per month

If you’re looking to save $100 per month, there are plenty of opportunities to do so. Just make little cut backs on regular spending.

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Avatar photo Joel
  • Investing
  • Personal Finance

12 Ways To Prepare for a Recession

  • March 10, 2025
  • Tagged as: budgeting, career, credit score, dollar cost averaging, emergency fund, high interest debt, recession, saving money, side hustle

If you’ve read any type of financial news lately, chances are you’ve heard the whispers (or shouts) about a looming recession. But before you freak out and react like it’s the end of days, let’s…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

How to Become a Millionaire – 5 Practical Steps

  • March 6, 2025
  • Tagged as: 401k, budgeting, earning more, Financial Independence, financial optimism, financial stress, index funds, lifestyle creep, Millionaire Real Estate Investor, money goals, money mindset, roth ira, saving for retirement
How to become a millionaire header

Here are the practical steps, habits to form, and mindset you’ll need to adopt for how to become a millionaire.

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Avatar photo Joel
  • Personal Finance

How to Combine Finances with Your Partner

  • February 26, 2025
  • Tagged as: budgeting, emergency fund, family finance, Financial Independence, HYSA, net worth

Combining finances with your partner can produce bountiful benefits to both your relationship and your overall financial trajectory. Merging money forces you to communicate more, helps with financial goal setting, and enables you to hit…

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Joel O'Leary
  • Saving money

12 Frugal Habits to Save Money in Everyday Life

  • February 18, 2025
  • Tagged as: bike commuting, budgeting, frugal living, frugal vs cheap, grocery hacks, Life Hacking, mindful spending, pay yourself first, saving for retirement

Frugal habits are lifestyle creep’s mortal enemy. Lifestyle creep is that natural tendency we all have to spend more as we earn more. While it’s totally cool to treat yourself and upgrade your lifestyle (in…

10 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

10 Frugal Values that Can Help You Build Massive Wealth

  • February 18, 2025
  • Tagged as: budgeting, frugal living, frugal vs cheap, Life Hacking, mindful spending, pay yourself first, saving for retirement

If you’re dreaming of building that million dollar retirement nest egg, or accumulating enough cash to retire early, adopting frugal values can help you to get there. While earning more money is certainly one side…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

20 Frugal Living Tips to Cut Monthly Expenses

  • February 18, 2025
  • Tagged as: biking, budgeting, debt snowball, emergency fund, Frugal hacks, frugal vs cheap, Life Hacking, negotiation, utilities

Frugal living is a superpower, and these frugal living tips will help you to harness your abilities. When you start to adopt mindful spending into your everyday life, you’ll notice that you’re holding onto more…

3 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

12 Ways To Stop Dipping Into Your Savings

  • February 7, 2025
  • Tagged as: budgeting, emergency fund, HYSA, mindful spending, money goals, side hustles, sinking funds
stop dipping into your savings

When you master these ways to stop dipping into your savings account, you’ll have more financial security and less money stress in life!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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