Come across something cool that you’re not sure whether to buy it or not? Here are some self discovery questions to help you decide.
MVNOs are one of the best kept secrets in personal finance. No one loves paying their phone bill. But, the best MVNOs allow you to keep the same phone you have now, have more or…
Bitcoin’s Beta, Policy Ladders & The GETMO Hack
- November 19, 2024
- Tagged as: budgeting, crypto, finance newsletter, HSA, investing, life insurance
Happy Tuesday, HTM family! Ever heard of “GETMO”?… It stands for Good Enough To Move On. Very effective workers have this skill — the ability to recognize a “sweet spot” in their projects. It’s not…
If you want to climb a mountain, it’s going to be much more difficult if you have bricks in your backpack. Likewise, reaching financial independence is a hundred times harder if you’re holding onto high-interest…
When I was growing up, my dad used to always tell me that there was “no such thing as a free lunch.” He wanted to teach me that everything has a cost. And that if…
Ever wonder why you doubled down on a bad investment, even though you kind of knew it was a loser? Or impulse bought an expensive gadget, knowing full well you would barely use it in…
Today’s question comes from Jordyn in Florida… “Hello Matt and Joel, my name is Jordyn. I currently attend college in beautiful Tallahassee, Florida. But I’m a senior, which means I’ll be graduating and starting my…
8 Tips to Save on Commuting Costs
- October 8, 2024
- Tagged as: biking, budgeting, buying a new car, car loan, insurance, retirement investing
I have yet to meet a single person who loves their lengthy commute. Or the dollars that drain from their bank account from all the associated commuting costs. “Booooooo,” we all say in unison. 👎…
Good morning and happy October! Here’s a few Q4 money maintenance tasks to check off your list… O pt out of useless subscriptions 🙅♂️C ontribute just 1% more 👌T ally up your net worth 📝O…
Sometimes, even the most frugal of folks just don’t feel like cooking dinner. Don’t worry, there are plenty of ways to save money eating out, so you can enjoy restaurant meals for the best value…
