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Tag: budgeting

  • Ask Matt & Joel

Ask Matt & Joel: How much should my emergency fund be for a rental property?

  • September 24, 2024
  • Tagged as: budgeting, emergency fund, Real Estate Investing, rental properties, sinking funds

John asked a great question in our HTM Facebook Group forum… “I’ve had a rental property for about 10 months now and slowly socking away 100% of the extra income in a reserve account. How…

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Avatar photo Joel
  • Personal Finance

FOMO might be wrecking your finances. Here are 7 tips to help

  • August 26, 2024
  • Tagged as: bad debt, budgeting, financial fomo, Financial Independence, index funds, mindful spending
financial fomo header image girl sitting on VW beetle traveling

Picture this: you’re mindlessly scrolling through Instagram one night when suddenly a post from your old high school buddy pops up. They’re grinning ear to ear, flaunting screenshots of their crypto wallet showing a small…

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Joel O'Leary
  • Personal Finance

Where to start if you’ve never been told anything about money

  • August 25, 2024
  • Tagged as: budgeting, compound interest, debt snowball, emergency fund, financial advisor, investing, saving money, teaching kids about money, tracking expenses
confused about money

If you haven’t been taught anything about money, that’s OK! It’s never too late. Here are some steps to get your money journey started

1 Reply
Joel O'Leary
  • Lifestyle

12 Ways to Prepare Your Finances for a Baby

  • August 20, 2024
  • Tagged as: budgeting, emergency fund, frugal living, kids, saving money, sinking funds, teaching kids about money
prepare finances for a baby

Babies are expensive little things. I know because I just brought home a newborn this year! – and let me tell you, he flipped my financial world upside down. It was kind of surprising actually,…

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Joel O'Leary
  • Saving money

100 Envelope Challenge – Here’s How it Works

  • August 13, 2024
  • Tagged as: budgeting, emergency fund, Life Hacking, mindful spending, money challenges, saving for retirement, sinking funds

The 100 envelope challenge lasts for 100 days, and you’ll save a total of $5,050 completing it. There are also some variations you can choose!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Stop Eating Out So Much

  • July 29, 2024
  • Tagged as: budgeting, Financial Independence, grocery hacks, mindful spending, online shopping, saving for retirement

Eating out at restaurants can be part of a financially balanced lifestyle. A fancy dinner out can allow you to celebrate milestone moments. Getting takeout as a treat can be a delight. And trying new…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Ways to Save Money on Childcare Costs

  • July 25, 2024
  • Tagged as: budgeting, childcare costs, emergency fund, family finance, teaching kids about money
save money on childcare costs

My wife and I adopted a child from the US foster care system — he was three years old when he moved in with us. Since this was our first kid and the move was…

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Joel O'Leary
  • Personal Finance
  • Saving money

14 Good Financial Habits To Live By

  • July 15, 2024
  • Tagged as: budgeting, charity, frugal living, grocery hacks, investing, money mindset, pay yourself first, ynab
good financial habits header image

Building good financial habits is a key step in taking control of your money situation and building wealth in life.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Save for A Vacation (+10 Ideas to Help You Save More!)

  • June 13, 2024
  • Tagged as: budgeting, Financial Independence, travel credit cards, travel hacking, year off work
how to save for a vacation

Not saving up ahead of your vacation is a surefire way to ruin your trip. Trust me, I’ve done it before.  Every time you swipe your credit card, it’ll stress you out. You’ll skip out…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Build Wealth with a Small Income

  • June 12, 2024
  • Tagged as: automation, budgeting, emergency fund, mindful spending, rich vs. wealthy, side hustles, tax advantaged accounts

Most traditional financial advice caters to average or high earners, so here’s a post for those looking to build wealth with a small income!

4 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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