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Tag: budgeting

  • Debt

Will Buy Now Pay Later Wreck Your Finances?

  • April 2, 2024
  • Tagged as: 0% APR, BNPL, budgeting, buy now pay later, credit cards, debt management, mindful spending

We’ve all been there. You’re ordering a pack of socks online, and just when you’re about to check out, Klarna, or another buy now pay later service pops up and offers to split your $16…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Calculate Your Savings Rate (and Improve It!)

  • March 28, 2024
  • Tagged as: budgeting, Financial Independence, net worth, saving for retirement, savings rate, tracking expenses

Imagine if you had a crystal ball that could look into the future and tell you how rich you are going to be… Wouldn’t that be cool!? Well, believe it or not, there is such…

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Joel O'Leary
  • Personal Finance

How to Find & Claim Missing Money

  • March 25, 2024
  • Tagged as: budgeting, debt management, Life Hacking, missing money, net worth
unclaimed money feeling

Whether it’s finding $20 in your jeans, scoring a sweet bonus at work, or opening up that birthday card from grandma, getting unexpected money is always a blessing. But what if I told you that…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Bigger Ain’t Better, Savings Slumps & Asking ‘Why’ on Repeat

  • March 19, 2024
  • Tagged as: asking for discounts, budgeting, down payment, house hacking, salary raise, tracking expenses

Happy Tuesday, HTM Family! A couple of reminders for today… – You control your pace today 🏃🏽‍♂️– You get to choose the music 🎵– You are in charge of your agenda 📝– You own your…

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Avatar photo Joel
  • Personal Finance

Daffy Review: The Best Place to Open a Donor Advised Fund

  • March 10, 2024
  • Tagged as: budgeting, charity, Daffy, donor advised funds, Fidelity, giving, investing, Vanguard
Daffy Review

Daffy blows away the competition in the donor advised fund space on basically every metric. Here’s our full Daffy review.

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Avatar photo Joel
  • Debt
  • Saving money

15 Habits of Debt-Free People

  • March 9, 2024
  • Tagged as: budgeting, credit cards, debt management, frugal living, lifestyle creep, saving money, tracking expenses

Most people don’t plan on falling into debt. But somehow, 3 in 5 Americans carry a revolving credit card balance that averages $5,875. Even worse, 23% of folks report that they’re slipping deeper into the…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Matching Majors, Flex Budgets, & Defending Your Dollars 🥷

  • March 5, 2024
  • Tagged as: budgeting, careers, emergency fund, Financial Independence, saving for retirement

Good morning, lovely souls! If you don’t create a routine, you will be assigned one. If you don’t create a purpose, you will be assigned one. If you don’t create a career, you will be…

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Avatar photo Joel
  • Personal Finance

Pay Yourself First: Ditch the Paycheck to Paycheck Cycle

  • February 29, 2024
  • Tagged as: budgeting, frugal living, mindful spending, pay yourself first, retirement investing

If you’re living paycheck to paycheck currently, or struggling to build wealth, there’s a high likelihood you can completely change your financial trajectory by simply paying yourself first.  To pay yourself first means to prioritize…

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Joel O'Leary
  • Saving money

14 Frugal Tech Tips That Will Save You Hundreds

  • February 8, 2024
  • Tagged as: budgeting, cheap cell phones, coupons, electricity, Frugal hacks, mindful spending

While some personal finance “gurus” might tell you to sell your iPhone for Apple stock and start relying on smoke signals for communication, we’re here to tell you that owning and valuing fancy tech gear…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Tax Ninjas, Happy Memos, & 401k Matching Magic ✨

  • February 6, 2024
  • Tagged as: 401k, budgeting, emergency fund, Life Hacking, money newsletter, saving for retirement
hire a tax professional

Good morning, money nerds! It’s Tuesday today, a great day to… T rack your spending 🧮U pdate your budget 📝E at homemade meals 🍳S tart a fun side hustle 💸D eclutter your workspace 🏠A utomate…

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Avatar photo Joel
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