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Tag: frugal living

  • Saving money

12 Frugal Habits to Save Money in Everyday Life

  • February 18, 2025
  • Tagged as: bike commuting, budgeting, frugal living, frugal vs cheap, grocery hacks, Life Hacking, mindful spending, pay yourself first, saving for retirement

Frugal habits are lifestyle creep’s mortal enemy. Lifestyle creep is that natural tendency we all have to spend more as we earn more. While it’s totally cool to treat yourself and upgrade your lifestyle (in…

10 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

10 Frugal Values that Can Help You Build Massive Wealth

  • February 18, 2025
  • Tagged as: budgeting, frugal living, frugal vs cheap, Life Hacking, mindful spending, pay yourself first, saving for retirement

If you’re dreaming of building that million dollar retirement nest egg, or accumulating enough cash to retire early, adopting frugal values can help you to get there. While earning more money is certainly one side…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

19 Frugal Hacks That Will Save You Money

  • February 14, 2025
  • Tagged as: asking for discounts, coupons, declutter, DIY, free stuff, Frugal hacks, frugal living, grocery hacks, laundry, Life Hacking, mindful spending, side hustles, travel hacks, utilities
frugal hacks header

The more frugal hacks you try, the more benefits of frugal living you’ll enjoy. Put in the work, and reap the rewards!

1 Reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

Are Warehouse Clubs Worth It? Let’s Talk Pros and Cons…

  • February 10, 2025
  • Tagged as: costco hacks, frugal living, grocery hacks, saving money, warehouse clubs
are warehouse clubs worth it?

Buying wholesale has it’s advantages, but warehouse clubs aren’t for everyone. Let’s review the pros and cons so you can see if it’s worth it for you

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Avatar photo Jason Brown
  • Personal Finance

Financial self-care: Why you need it & how to practice

  • February 4, 2025
  • Tagged as: cheap hobbies, compound interest, debt management, emergency fund, financial stress, frugal living, money goals
financial self-care header photo

Self care should be a cornerstone of your weekly routine. Your cup needs to be full before you can pour the most for others. And a big part of filling your own cup is practicing…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

Stealth Wealth is Real: 10 Ways the Rich Stay Invisible

  • January 27, 2025
  • Tagged as: bad debt, Financial Independence, frugal living, index funds, lifestyle creep, millionaire, retirement investing, saving money, stealth wealth
stealth Wealth header

You meet two brothers out at the bar, Tim and Greg. Tim drives a brand-new Mercedes, shows off his Rolex watch, and buys a round of top-shelf tequila for everyone. The other brother, Greg, drove…

5 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Ways To Ask For A Discount (And Actually Get It!)

  • January 24, 2025
  • Tagged as: asking for discounts, cheap cell phone plans, credit cards, frugal living, grocery hacks, saving money, sinking funds
How to ask for a discount

Asking for a discount doesn’t have to be awkward or rude. Let’s run though some practical ways to politely ask for discounts.

2 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance
  • Saving money

Frugal vs Cheap – Differences and Examples

  • October 10, 2024
  • Tagged as: cheapness, debt management, frugal, frugal living, frugal vs cheap, investing, lifestyle creep, mindful spending, needs vs. wants, personal finance, saving money
Frugal vs. cheap street header

Did you know that 92% of people think that “frugality” is an attractive quality!? And do you know how many people think that being “cheap” is a cool thing?… ZERO. The words frugal and cheap…

2 Replies
Avatar photo Jason Brown
  • Ask Matt & Joel

Ask Matt & Joel: Are mortgage payments typically cheaper than rent?

  • October 3, 2024
  • Tagged as: frugal living, good debt, house hacking, mortgages, renting, retirement investing

This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…

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Avatar photo Joel
  • Budgeting

Tips for Throwing a Wedding on a Budget

  • August 22, 2024
  • Tagged as: engagement ring, family finance, frugal living, marriage, saving money, wedding
budget wedding chairs in grass field

Wedding receptions are a beautiful way to celebrate a major milestone in your relationship alongside your closest friends and family. But, it’s no secret that weddings can be insanely expensive. In 2023, the average wedding…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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