Frugal habits are lifestyle creep’s mortal enemy. Lifestyle creep is that natural tendency we all have to spend more as we earn more. While it’s totally cool to treat yourself and upgrade your lifestyle (in…
If you’re dreaming of building that million dollar retirement nest egg, or accumulating enough cash to retire early, adopting frugal values can help you to get there. While earning more money is certainly one side…
The more frugal hacks you try, the more benefits of frugal living you’ll enjoy. Put in the work, and reap the rewards!
Buying wholesale has it’s advantages, but warehouse clubs aren’t for everyone. Let’s review the pros and cons so you can see if it’s worth it for you
Self care should be a cornerstone of your weekly routine. Your cup needs to be full before you can pour the most for others. And a big part of filling your own cup is practicing…
You meet two brothers out at the bar, Tim and Greg. Tim drives a brand-new Mercedes, shows off his Rolex watch, and buys a round of top-shelf tequila for everyone. The other brother, Greg, drove…
Asking for a discount doesn’t have to be awkward or rude. Let’s run though some practical ways to politely ask for discounts.
Did you know that 92% of people think that “frugality” is an attractive quality!? And do you know how many people think that being “cheap” is a cool thing?… ZERO. The words frugal and cheap…
This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…
Wedding receptions are a beautiful way to celebrate a major milestone in your relationship alongside your closest friends and family. But, it’s no secret that weddings can be insanely expensive. In 2023, the average wedding…












