Let’s be real here. It’s no secret that saving up a down payment for a home is a tall order. Especially with the absolutely ridiculous prices these days! The median home in the U.S. is…
No matter your age and income, it’s NEVER too late to start saving for retirement. Whether you’re in your 40s, 50s, 60s, or even older, every dollar you put away builds a tiny bit more…
Most traditional financial advice caters to average or high earners, so here’s a post for those looking to build wealth with a small income!
So your workplace doesn’t offer a 401k plan? No worries! There are plenty of ways to save for retirement without a 401k. In fact, sometimes investing outside an employee-sponsored plan can be a better way…
Not everyone has access to a Health Savings Account (HSA). But for those that do, if used properly, they are retirement GOLD. It’s because of the HSA triple tax advantage! HSAs get overlooked for a…
Maybe you’ve got a great investment opportunity but don’t have the cash currently to pull it off. Or perhaps you’re trying to catch up on your retirement contributions and are thinking about investing via leveraged…
Sometimes life happens and you need lots of money in short order. Suddenly, the money you’ve socked away into your 401k over the prior years is looking enticing. Should you borrow money from your 401k…
It can be tough to figure out how much of your paycheck you need to invest. Not only does your income need to cover today’s (crazy, fast-rising) living expenses, but you also need to somehow…
I have a confession to make… back in my early 20s I never contributed to my company’s 401k plan. Oh, how naive I was. My main gripe with putting money into retirement accounts was that…
If you’ve got some extra money lying around, should you invest it, or use it to pay off debt? A few weeks ago a friend of mine asked me this question after receiving a bonus…
