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  • Newsletter

Mortgage Shopping, Wiser Buying, & Upping your 401k Game 😎

  • June 18, 2024
  • Tagged as: 401k, emergency fund, Life Hacking, mortgages, personal finance, real estate, retirement investing, saving for retirement
Good morning, HTM family! A small mindset hack to try this week: Ctrl + Alt + Del… Control your moodAlter your perspectiveDelete the negativity Keep this shortcut in mind for when sticky situations pop up...

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Avatar photo Joel
  • Saving money

Sinking Funds: Everything You Need To Know

  • June 17, 2024
  • Tagged as: avoiding fees, debt management, emergency fund, Financial Independence, holiday spending, mindful spending, sinking funds
All about sinking funds definition
Sinking funds are a great way to prepare and save up for those larger expenses we know are coming up one day.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Earning More

10 Ways to Diversify Your Income For More Financial Stability

  • June 15, 2024
  • Tagged as: diversification, HYSA, Life Hacking, saving for retirement, side hustle ideas, sinking funds
ways to diversify income
Diversification can help you in more ways than one when it comes to your finances. As investors, spreading our money across several buckets can protect us from huge market swings, and lower our risk. Similarly,...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

8 Ways To Automate Your Finances

  • June 14, 2024
  • Tagged as: automation, budget software, credit cards, investing, pay yourself first, personal finance, saving for retirement
automate finances
Automation means dropping those mundane financial tasks and putting your money flows on auto-pilot. It's time to work smarter, not harder.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

How to Save for A Vacation (+10 Ideas to Help You Save More!)

  • June 13, 2024
  • Tagged as: budgeting, Financial Independence, travel credit cards, travel hacking, year off work
how to save for a vacation
Not saving up ahead of your vacation is a surefire way to ruin your trip. Trust me, I’ve done it before.  Every time you swipe your credit card, it’ll stress you out. You’ll skip out...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Build Wealth with a Small Income

  • June 12, 2024
  • Tagged as: automation, budgeting, emergency fund, mindful spending, rich vs. wealthy, side hustles, tax advantaged accounts
Most traditional financial advice caters to average or high earners, so here's a post for those looking to build wealth with a small income!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Frugal Beauty Hacks, The Best Investments, Preventing ID Fraud 😳

  • June 11, 2024
  • Tagged as: 401k, emergency fund, Financial Independence, frugal living, Life Hacking, personal finance, saving money
Happy Tuesday, happy people! Feel stuck? Like you’re not moving very fast right now? Well… 🌎 You’re on a planet orbiting the sun at ~16 miles per second. ☀️ Our sun orbits the milky way...

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Avatar photo Joel
  • Saving money

How to Avoid Buying Stupid Sh*t You’ll Regret Later

  • June 8, 2024
  • Tagged as: budgeting, Financial Independence, mindful spending, money goals, personal finance
I’ve wasted so much money in my life. Oh, how I wish I could go back in time and stop myself from buying that surfboard I never rode, that expensive watch I never wear, or...

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Joel O'Leary
  • Investing

No 401k? Don’t Worry, Here’s How to Save for Retirement Without It

  • June 7, 2024
  • Tagged as: 401k, backdoor Roth IRA, emergency fund, index funds, Real Estate Investing, roth ira, saving for retirement
save for retirement without a 401k
So your workplace doesn’t offer a 401k plan? No worries! There are plenty of ways to save for retirement without a 401k. In fact, sometimes investing outside an employee-sponsored plan can be a better way...

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Joel O'Leary
  • Saving money

20 Frugal Beauty Hacks to Look Good for Less!

  • June 6, 2024
  • Tagged as: cheap hobbies, Financial Independence, frugal living, life hacks, mindful spending, treat yo self
In the personal finance community, spending on fashion and beauty products is often written off as an unnecessary splurge. I understand that response. If you aren’t careful, your beauty routine could cost you hundreds of...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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