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Category: Personal Finance

  • Personal Finance

Stealth Wealth is Real: 10 Ways the Rich Stay Invisible

  • January 27, 2025
  • Tagged as: bad debt, Financial Independence, frugal living, index funds, lifestyle creep, millionaire, retirement investing, saving money, stealth wealth
stealth Wealth header

You meet two brothers out at the bar, Tim and Greg. Tim drives a brand-new Mercedes, shows off his Rolex watch, and buys a round of top-shelf tequila for everyone. The other brother, Greg, drove…

5 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

15 Sneaky Biases That Are Screwing Up Your Finances

  • November 3, 2024
  • Tagged as: budgeting, compound interest, mindful spending, money bias, money mindset, retirement investing

Ever wonder why you doubled down on a bad investment, even though you kind of knew it was a loser? Or impulse bought an expensive gadget, knowing full well you would barely use it in…

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Joel O'Leary
  • Personal Finance

So You’ve Saved an Emergency Fund… Now What?

  • October 28, 2024
  • Tagged as: 401k, debt management, emergency fund, giving, roth ira, saving for retirement, tax advantaged accounts

Saving an emergency fund is an important milestone in personal finance. Having that cash buffer on hand is super important to protect yourself if/when things go sideways unexpectedly. Here’s the best bit. Once you’ve saved…

1 Reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance
  • Saving money

Frugal vs Cheap – Differences and Examples

  • October 10, 2024
  • Tagged as: cheapness, debt management, frugal, frugal living, frugal vs cheap, investing, lifestyle creep, mindful spending, needs vs. wants, personal finance, saving money
Frugal vs. cheap street header

Did you know that 92% of people think that “frugality” is an attractive quality!? And do you know how many people think that being “cheap” is a cool thing?… ZERO. The words frugal and cheap…

2 Replies
Avatar photo Jason Brown
  • Personal Finance

End of Year Financial Checklist ✅

  • October 7, 2024
  • Tagged as: 401k, charity, credit cards, Daffy, financial aid, health savings account, HSA, insurance, investing, personal finance, rewards cards, roth ira, saving for retirement, saving money, sinking funds, tax refund
End of Year Financial Checklist

It’s that time of year again when the leaves begin falling, holiday plans are being made, and before you know it we’re ringing in the new year! The next few months will fly by, so…

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Avatar photo Joel
  • Personal Finance

FOMO might be wrecking your finances. Here are 7 tips to help

  • August 26, 2024
  • Tagged as: bad debt, budgeting, financial fomo, Financial Independence, index funds, mindful spending
financial fomo header image girl sitting on VW beetle traveling

Picture this: you’re mindlessly scrolling through Instagram one night when suddenly a post from your old high school buddy pops up. They’re grinning ear to ear, flaunting screenshots of their crypto wallet showing a small…

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Joel O'Leary
  • Personal Finance

Where to start if you’ve never been told anything about money

  • August 25, 2024
  • Tagged as: budgeting, compound interest, debt snowball, emergency fund, financial advisor, investing, saving money, teaching kids about money, tracking expenses
confused about money

If you haven’t been taught anything about money, that’s OK! It’s never too late. Here are some steps to get your money journey started

1 Reply
Joel O'Leary
  • Personal Finance

Daffy Launches Custom Portfolios: Personalizing Your Charitable Investments

  • July 31, 2024
  • Tagged as: charity, Daffy, donor advised funds, giving, index funds, investing
charity and giving love

I’ve been using Daffy for a couple of years to manage my donor advised fund and have loved the experience. In my first Daffy review I relayed some important info. Daffy is the cheapest donor…

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Avatar photo Joel
  • Personal Finance

How to Finance a Used Car – A Step By Step Guide

  • July 21, 2024
  • Tagged as: buying a new car, car loan, credit score, financial checklist, interest rates
how to finance a used car

When it comes to buying a car, we always recommend finding a used, reliable vehicle and paying for it in cash. This avoids taking a massive depreciation hit on a brand new car, and allows…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance
  • Saving money

14 Good Financial Habits To Live By

  • July 15, 2024
  • Tagged as: budgeting, charity, frugal living, grocery hacks, investing, money mindset, pay yourself first, ynab
good financial habits header image

Building good financial habits is a key step in taking control of your money situation and building wealth in life.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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