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Tag: mindful spending

  • Saving money

11 Lazy Money Hacks to Mindlessly Save More

  • March 20, 2025
  • Tagged as: Financial Independence, grocery hacks, life hacks, mindful spending, saving for retirement
lazy money hacks

I don’t know about you, but something about late-Winter and early-Spring just makes me want to stay in bed and hibernate. Motivation from the new year has faded, and I’m feeling a bit lazy. But…

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Joel O'Leary
  • Budgeting

How to Fix a Failing Budget

  • March 13, 2025
  • Tagged as: credit cards, debt avalanche, gamify, mindful spending, money goals, saving for retirement
fix a failing budget

If you tried and failed, congratulations. Most people don’t even try! Now, here’s how to fix that failing budget of yours.

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Avatar photo Joel
  • Saving money

Buy Once, Cry Once: 8 Rules for Investing in Quality > Quantity

  • March 12, 2025
  • Tagged as: emergency fund, Life Hacking, mindful spending, personal finance, saving money, should I by it

A few years ago, my brother bought me a Patagonia jacket for my birthday. I was shocked, because if you know me, you know I’m the king of cheap clothes. 😅 I’m a $20 hoodie…

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Joel O'Leary
  • Ask Matt & Joel

Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?

  • March 6, 2025
  • Tagged as: buying a new car, financial checklist, HYSA, index funds, mindful spending, sinking funds, stock market

This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. With that timeframe I was…

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Avatar photo Joel
  • Investing

The Only Thing I’m “Panic Buying” is Shares of My Favorite Index Fund

  • March 6, 2025
  • Tagged as: emergency fund, Financial Independence, index funds, inflation, mindful spending, tariffs
Relaxing, not doom spending

If you could go back 10 years and buy a few things at 2015 prices, what would you grab? Maybe a brand-new fridge for $800 when they sell for $1,200 today? A new car for…

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Joel O'Leary
  • Lifestyle

The True Cost of Clutter (It’s More Than Just Wasted Money)

  • March 5, 2025
  • Tagged as: declutter, emergency fund, Financial Independence, mindful spending, money mindset, saving money

I recently picked up a new dish set, thinking that having a few extra plates and bowls on hand would make it easier to get through those busier nights when I “didn’t have time” to…

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Joel O'Leary
  • Saving money

12 Frugal Habits to Save Money in Everyday Life

  • February 18, 2025
  • Tagged as: bike commuting, budgeting, frugal living, frugal vs cheap, grocery hacks, Life Hacking, mindful spending, pay yourself first, saving for retirement

Frugal habits are lifestyle creep’s mortal enemy. Lifestyle creep is that natural tendency we all have to spend more as we earn more. While it’s totally cool to treat yourself and upgrade your lifestyle (in…

10 Replies
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

10 Frugal Values that Can Help You Build Massive Wealth

  • February 18, 2025
  • Tagged as: budgeting, frugal living, frugal vs cheap, Life Hacking, mindful spending, pay yourself first, saving for retirement

If you’re dreaming of building that million dollar retirement nest egg, or accumulating enough cash to retire early, adopting frugal values can help you to get there. While earning more money is certainly one side…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

19 Frugal Hacks That Will Save You Money

  • February 14, 2025
  • Tagged as: asking for discounts, coupons, declutter, DIY, free stuff, Frugal hacks, frugal living, grocery hacks, laundry, Life Hacking, mindful spending, side hustles, travel hacks, utilities
frugal hacks header

The more frugal hacks you try, the more benefits of frugal living you’ll enjoy. Put in the work, and reap the rewards!

1 Reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

12 Ways To Stop Dipping Into Your Savings

  • February 7, 2025
  • Tagged as: budgeting, emergency fund, HYSA, mindful spending, money goals, side hustles, sinking funds
stop dipping into your savings

When you master these ways to stop dipping into your savings account, you’ll have more financial security and less money stress in life!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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