How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Tag: good debt

  • Articles
  • Credit Cards
  • Debt

Good Debt vs. Bad Debt

  • December 5, 2024
  • Tagged as: bad debt, debt management, good debt, investing, money, personal finance
Good debt vs bad debt header image

Contrary to what your grandparents may have told you, not all forms of debt are harmful to your finances. There is such thing as “good debt”. And when used correctly, good debt (like mortgages, student…

Leave a reply
Avatar photo Jason Brown
  • Ask Matt & Joel

Ask Matt & Joel: We’re considering a 401k loan to pay off credit card debt…

  • November 10, 2024
  • Tagged as: 401k, debt management, good debt, personal finance, saving money

This question was posted in our HTM Facebook group by an anonymous member… “My husband and I have some credit card debt. We are considering a loan from our 401K because the interest we pay…

Leave a reply
Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Was it a mistake to go with a 15 year mortgage?

  • October 13, 2024
  • Tagged as: good debt, interest rates, mortgages, retirement investing, should i buy a house or just keep renting

This question was posted in the HTM Facebook Group… “Wondering if I made the right decision about my mortgage a while back.  I bought my house right before the pandemic with a 4% rate, 30-year…

Leave a reply
Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Are mortgage payments typically cheaper than rent?

  • October 3, 2024
  • Tagged as: frugal living, good debt, house hacking, mortgages, renting, retirement investing

This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who…

Leave a reply
Avatar photo Joel
  • Debt
  • Investing

Should You Borrow Money to Invest?

  • May 21, 2024
  • Tagged as: bad debt, compound interest, debt avalanche, emergency fund, good debt, pay day loan, personal finance, stock market, student loans

Maybe you’ve got a great investment opportunity but don’t have the cash currently to pull it off. Or perhaps you’re trying to catch up on your retirement contributions and are thinking about investing via leveraged…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Real Estate

Ways to Pay Off Your Mortgage Early

  • August 26, 2023
  • Tagged as: debt management, Financial Independence, good debt, Life Hacking, mortgages, retirement investing, saving money

With interest rates climbing, more folks are wanting to pay off their mortgage early and live debt free. Here are a few strategies on how,

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

Terrible Financial Advice You Should Run Far Away From

  • July 1, 2023
  • Tagged as: 401k, credit cards, credit score, debt management, earning more, financial advisor, Financial Independence, good debt, investing, renting, saving for retirement, saving money, taxes

There’s no shortage of bad financial advice out there, and some of it may even sound good. But if you hear these phrases, run the other way!…

Leave a reply
Avatar photo Jason Brown
  • Articles
  • Debt

When Good Debt Becomes Bad Debt

  • December 1, 2022
  • Tagged as: bad debt, debt management, good debt, high interest debt
When good debt becomes bad debt

Debt is a tricky thing. It can either be tremendously good for your finances or it can wreak havoc on your life. With so many fancy financing options these days, how can you tell whether…

Leave a reply
Avatar photo Joel
  • Newsletter

The Worst Debt Imaginable, Ceiling Fan Hack, & Disintegrating Diamond Hands 🤲

  • November 22, 2022
  • Tagged as: bad debt, debt management, financial advisor, good debt, money podcast, personal finance, saving for retirement, saving money

Good morning and happy Tuesday!! ☕️ When we first began podcasting, we heard this statistic… “About 75% of podcasters give up in less than 1 year”. And while that might turn many people off from…

Leave a reply
Avatar photo Joel
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy