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Tag: down payment

  • Ask Matt & Joel

Ask Matt & Joel: Should I buy a rental property instead of a primary home?

  • March 7, 2025
  • Tagged as: buying a home, down payment, mortgages, rental properties, retirement investing, should i buy a house or just keep renting, sinking funds

Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currently, we reside in a condo owned by her father,…

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Avatar photo Joel
  • Ask Matt & Joel

Ask Matt & Joel: Who owns the house if you buy a place with your friend?

  • September 10, 2024
  • Tagged as: down payment, family finance, investing, mortgages, saving for retirement, should i rent or buy a home

Michelle from St. Paul called into the show… “My aunt is a widow and just retired. And for the last several years she and her best friend have planned to live together in retirement and…

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Avatar photo Joel
  • Real Estate

Tips on Negotiating Realtor Commissions

  • September 6, 2024
  • Tagged as: avoiding fees, buying a home, down payment, mortgages, Real Estate Investing

Buying a house is already a rollercoaster of emotions and a long list of awkward to-do financial decisions. And thanks to some recent changes in laws affecting buyer agent commissions, there’s now one more annoying…

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Joel O'Leary
  • Investing

Should I Use My Roth IRA To Buy A Home?

  • June 29, 2024
  • Tagged as: buying a home, down payment, emergency fund, retirement investing, roth ira, tax advantaged accounts
should i use my roth ira to buy a home header image

Let’s be real here. It’s no secret that saving up a down payment for a home is a tall order. Especially with the absolutely ridiculous prices these days! The median home in the U.S. is…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Real Estate

The Pros and Cons of a Homeowners Association (HOA)

  • April 25, 2024
  • Tagged as: budgeting, down payment, insurance, Real Estate Investing, should i rent or buy a home

As someone who is a few years off from being able to buy a home, I would consider myself to be a part of the Zillow club.™ I fall into the category of folks who…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Bigger Ain’t Better, Savings Slumps & Asking ‘Why’ on Repeat

  • March 19, 2024
  • Tagged as: asking for discounts, budgeting, down payment, house hacking, salary raise, tracking expenses

Happy Tuesday, HTM Family! A couple of reminders for today… – You control your pace today 🏃🏽‍♂️– You get to choose the music 🎵– You are in charge of your agenda 📝– You own your…

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Avatar photo Joel
  • Real Estate

How To Save For a Down Payment: A Step-by-Step Plan

  • November 4, 2023
  • Tagged as: avoiding fees, budgeting, buying a home, credit score, debt management, down payment, HYSA, negotiation, saving money
how to save for a downpayment

Homeownership is one of the biggest financial goals in life. Here’s a step by step guide on how to save for a downpayment on a house.

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Avatar photo Jason Brown
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