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Tag: compound interest

  • Personal Finance

Financial self-care: Why you need it & how to practice

  • February 4, 2025
  • Tagged as: cheap hobbies, compound interest, debt management, emergency fund, financial stress, frugal living, money goals
financial self-care header photo

Self care should be a cornerstone of your weekly routine. Your cup needs to be full before you can pour the most for others. And a big part of filling your own cup is practicing…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

15 Sneaky Biases That Are Screwing Up Your Finances

  • November 3, 2024
  • Tagged as: budgeting, compound interest, mindful spending, money bias, money mindset, retirement investing

Ever wonder why you doubled down on a bad investment, even though you kind of knew it was a loser? Or impulse bought an expensive gadget, knowing full well you would barely use it in…

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Joel O'Leary
  • Ask Matt & Joel

Ask Matt & Joel: My $75,000 CD is coming up for renewal. What should I do?

  • September 13, 2024
  • Tagged as: compound interest, HYSA, index funds, interest rates, lump sum investing, saving for retirement

Today’s question comes from Linda from California… “Last year I put $75,000 into a CD for 11 months. The maturity date is coming up and I don’t know what to do. I usually let it…

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Avatar photo Joel
  • Personal Finance

Where to start if you’ve never been told anything about money

  • August 25, 2024
  • Tagged as: budgeting, compound interest, debt snowball, emergency fund, financial advisor, investing, saving money, teaching kids about money, tracking expenses
confused about money

If you haven’t been taught anything about money, that’s OK! It’s never too late. Here are some steps to get your money journey started

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Joel O'Leary
  • Debt
  • Investing

Should You Borrow Money to Invest?

  • May 21, 2024
  • Tagged as: bad debt, compound interest, debt avalanche, emergency fund, good debt, pay day loan, personal finance, stock market, student loans

Maybe you’ve got a great investment opportunity but don’t have the cash currently to pull it off. Or perhaps you’re trying to catch up on your retirement contributions and are thinking about investing via leveraged…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

8 Ways to Access Retirement Funds Early (Without a 10% Penalty)

  • April 4, 2024
  • Tagged as: 401k, compound interest, debt management, Financial Independence, HSA, retire early, roth ira, saving for retirement

I have a confession to make… back in my early 20s I never contributed to my company’s 401k plan. Oh, how naive I was. My main gripe with putting money into retirement accounts was that…

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Joel O'Leary
  • Debt
  • Investing

Should You Pay Off Debt or Invest Extra Cash?

  • March 23, 2024
  • Tagged as: 401k, compound interest, credit cards, credit score, debt management, debt snowball, high interest debt, retirement investing

If you’ve got some extra money lying around, should you invest it, or use it to pay off debt? A few weeks ago a friend of mine asked me this question after receiving a bonus…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Student Loan Planner Review: Help CRUSH Your Student Loans

  • December 17, 2023
  • Tagged as: college costs, compound interest, debt avalanche, debt forgiveness, debt management, personal finance, saving money, student loans

If you have a massive amount of college debt and need help planning a way out, check out this student loan planner review!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

How To Retire Early

  • October 15, 2023
  • Tagged as: 4% rule, compound interest, early retirement, Financial Independence, FIRE, frugal living, healthcare costs, investing, Life Hacking, Real Estate Investing, saving for retirement, savings rate, tax advantaged accounts

With hard work and dedication, anyone can learn how to retire early! Follow these simple steps to achieve financial independence early.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

The Hidden Costs of Owning a Car

  • September 6, 2023
  • Tagged as: biking, car loan, compound interest, emergency fund, family finance, mindful spending, personal finance, sinking funds

While many people focus on sticker price or the monthly payment, they often overlook the hidden costs of owning a car.

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Avatar photo Jason Brown
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