How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Category: Debt

  • Articles
  • Credit Cards
  • Debt

Good Debt vs. Bad Debt

  • December 5, 2024
  • Tagged as: bad debt, debt management, good debt, investing, money, personal finance
Good debt vs bad debt header image

Contrary to what your grandparents may have told you, not all forms of debt are harmful to your finances. There is such thing as “good debt”. And when used correctly, good debt (like mortgages, student…

Leave a reply
Avatar photo Jason Brown
  • Debt

Money Gear 3: Pay Off High-Interest Rate Debt

  • November 18, 2024
  • Tagged as: budgeting, debt avalanche, debt management, debt snowball, money gears

If you want to climb a mountain, it’s going to be much more difficult if you have bricks in your backpack. Likewise, reaching financial independence is a hundred times harder if you’re holding onto high-interest…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

How to Pay Off Your Car Loan Faster: 8 Tips to Try

  • September 7, 2024
  • Tagged as: buying a new car, car loan, debt management, emergency fund, interest rates, Life Hacking, saving money

Wanna hear something crazy!?… Over 100 million Americans have car loans, with the average person owing over $26,000 on their used vehicle purchase! 🤯 So if you’ve financed your ride and are feeling bogged down…

Leave a reply
Joel O'Leary
  • Credit Cards
  • Debt

Should I Get a HELOC to Pay Off Credit Card Debt?

  • August 9, 2024
  • Tagged as: balance transfer, debt avalanche, debt management, debt snowball, emergency fund, heloc, interest rates, mortgages
should you get a HELOC to pay off credit card debt?

Do you have a lot of equity in your home, but are also managing a hefty amount of credit card debt? Well, you might be wondering if it’s a good idea to take out a…

Leave a reply
Joel O'Leary
  • Debt
  • Investing

Should You Borrow Money to Invest?

  • May 21, 2024
  • Tagged as: bad debt, compound interest, debt avalanche, emergency fund, good debt, pay day loan, personal finance, stock market, student loans

Maybe you’ve got a great investment opportunity but don’t have the cash currently to pull it off. Or perhaps you’re trying to catch up on your retirement contributions and are thinking about investing via leveraged…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Investing

Should You Borrow Money From Your 401k?

  • April 14, 2024
  • Tagged as: 401k, debt management, early retirement, retirement investing, saving money, tax advantaged accounts

Sometimes life happens and you need lots of money in short order. Suddenly, the money you’ve socked away into your 401k over the prior years is looking enticing. Should you borrow money from your 401k…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Will Buy Now Pay Later Wreck Your Finances?

  • April 2, 2024
  • Tagged as: 0% APR, BNPL, budgeting, buy now pay later, credit cards, debt management, mindful spending

We’ve all been there. You’re ordering a pack of socks online, and just when you’re about to check out, Klarna, or another buy now pay later service pops up and offers to split your $16…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Investing

Should You Pay Off Debt or Invest Extra Cash?

  • March 23, 2024
  • Tagged as: 401k, compound interest, credit cards, credit score, debt management, debt snowball, high interest debt, retirement investing

If you’ve got some extra money lying around, should you invest it, or use it to pay off debt? A few weeks ago a friend of mine asked me this question after receiving a bonus…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt
  • Saving money

15 Habits of Debt-Free People

  • March 9, 2024
  • Tagged as: budgeting, credit cards, debt management, frugal living, lifestyle creep, saving money, tracking expenses

Most people don’t plan on falling into debt. But somehow, 3 in 5 Americans carry a revolving credit card balance that averages $5,875. Even worse, 23% of folks report that they’re slipping deeper into the…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Student Loan Planner Review: Help CRUSH Your Student Loans

  • December 17, 2023
  • Tagged as: college costs, compound interest, debt avalanche, debt forgiveness, debt management, personal finance, saving money, student loans

If you have a massive amount of college debt and need help planning a way out, check out this student loan planner review!

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
1 2 3 »
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy