This question was posted in our HTM Facebook group by Rebecca… “I have a 2016 Hyundai, paid off, and Kelly Blue Book says it’s worth $5,000 – $7,000. I’m currently paying full coverage for car...
Dear everyone, As we approach voting day, let’s keep in mind that we are all part of the same community. We are lucky enough to live in a country where we have a say in...
Ever wonder why you doubled down on a bad investment, even though you kind of knew it was a loser? Or impulse bought an expensive gadget, knowing full well you would barely use it in...
Today’s question comes from Arsenio in San Antonio, Texas… “I have about $1,000 a month extra that I want to pay towards the house, to get the mortgage paid off sooner. Another idea I had...
Today’s question came in from Karl in Rosewell, New Mexico!… “Hey, Matt and Joel. This is Carl, My wife and I are empty nesters living in Roswell, New Mexico. In the past 4 years, our...
Good morning, HTM Family! A few Tuesday affirmations: (say these out loud to yourself this AM)… Cheers to an awesome day ahead! Okie dokie, now let’s talk about money stuff 💰👇💰👇 TO DO Check Your...
Saving an emergency fund is an important milestone in personal finance. Having that cash buffer on hand is super important to protect yourself if/when things go sideways unexpectedly. Here’s the best bit. Once you’ve saved...
Today’s question was posted in the HTM Facebook Group recently… “Hey Matt and Joel! LOVE your podcast. Thank you for everything you do and have taught me. I’m newly married and my husband and I...
Today’s question comes from Amanda in San Antonio, Texas… “I have a bit of a doozy for you. My best friend in the whole world is in about twenty thousand dollars of credit card debt...
Today’s question comes from Eric in Evanston, IL… “I got a quick question for you all about the 4% Rule. It assumes you’re making a 7% return overall… 4% you get to spend, and 3%...












