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Tag: mindful spending

  • Earning More
  • Saving money

Earning More vs. Spending Less – Which is More Important?

  • May 11, 2024
  • Tagged as: asking for discounts, credit score, emergency fund, Entrepreneurship, Financial Independence, Frugal hacks, frugal vs cheap, mindful spending, retirement investing, saving for retirement

The real secret of deciding between earning more vs. spending less is to develop a healthy balance of both.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Lifestyle

Dying Broke: Should You Spend All Your Money Before You Die?

  • May 9, 2024
  • Tagged as: estate planning, make a will, mindful spending, personal finance, saving for retirement, treat yo self

You’ve probably heard of the great steel titan, Andrew Carnegie. But, if you were to visit his final resting place in Sleepy Hollow, New York, you might find his burial site to be quite underwhelming….

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

Will Buy Now Pay Later Wreck Your Finances?

  • April 2, 2024
  • Tagged as: 0% APR, BNPL, budgeting, buy now pay later, credit cards, debt management, mindful spending

We’ve all been there. You’re ordering a pack of socks online, and just when you’re about to check out, Klarna, or another buy now pay later service pops up and offers to split your $16…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Personal Finance

Pay Yourself First: Ditch the Paycheck to Paycheck Cycle

  • February 29, 2024
  • Tagged as: budgeting, frugal living, mindful spending, pay yourself first, retirement investing

If you’re living paycheck to paycheck currently, or struggling to build wealth, there’s a high likelihood you can completely change your financial trajectory by simply paying yourself first.  To pay yourself first means to prioritize…

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Joel O'Leary
  • Newsletter

Frugal Romance, Crazy Concert Costs, & You Doing YOU 💪

  • February 13, 2024
  • Tagged as: emergency fund, family finance, mindful spending, money newsletter, saving for retirement, saving money

Morning, money tribe!! Would you let a stranger write your to-do list for the day? 📝 (Of course you wouldn’t. Because they don’t know anything about you and only you know what needs to get…

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Avatar photo Joel
  • Saving money

14 Frugal Tech Tips That Will Save You Hundreds

  • February 8, 2024
  • Tagged as: budgeting, cheap cell phones, coupons, electricity, Frugal hacks, mindful spending

While some personal finance “gurus” might tell you to sell your iPhone for Apple stock and start relying on smoke signals for communication, we’re here to tell you that owning and valuing fancy tech gear…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Budgeting

The Surprising Benefits of Budgeting

  • January 28, 2024
  • Tagged as: budget software, how to make a budget, Life Hacking, mindful spending, needs vs. wants, saving for retirement, tracking expenses
benefits of budgeting header

Most people find budgets boring and restrictive. But I think the opposite is true! – Budgets are fun, empowering, and they enable you to achieve both long term and short term financial goals. There are…

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Joel O'Leary
  • Saving money

12 Ways to Save Money on Car Expenses

  • January 6, 2024
  • Tagged as: car loan, Cheap travel, costco hacks, insurance, Life Hacking, mindful spending, retirement investing

Here are the easiest ways to save money on car expenses, so you can put all those extra dollars towards better things in life!

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Joel O'Leary
  • Lifestyle
  • Personal Finance

How to Move Out of Your Parents’ House – A 9 Step Roadmap

  • December 20, 2023
  • Tagged as: budgeting, family finance, frugal living, grocery hacks, house hacking, mindful spending, paying rent, saving money

Getting ready to move out of your parents house? Here’s a guide to help make your move a successful one!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Debt

How to Get Out of Debt

  • November 2, 2023
  • Tagged as: automation, budgeting, credit cards, credit score, debt avalanche, debt snowball, emergency fund, mindful spending, saving for retirement

The sooner you get out of debt, the sooner you can use compound interest to your advantage instead of against you. Here’s a step by step guide

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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