This question was posted in the HTM Facebook Group recently…… “Are mortgage payments typically cheaper than rent? I sometimes hear of people who only made a small down payment on their home, say 5%, who...
Today’s question comes from Ben from Grand Rapids… “My question is for me and my three brothers… But probably for a lot of people in similar situations. I grew up in a family that was...
Good morning and happy October! Here’s a few Q4 money maintenance tasks to check off your list… O pt out of useless subscriptions 🙅♂️C ontribute just 1% more 👌T ally up your net worth 📝O...
Saving money when you’re single can seem more challenging on the surface. Without a significant other to split groceries, housing and transportation expenses, the weight of those financial necessities lies solely on you. But what...
This question was posted anonymously in the HTM Facebook group… “For someone retiring significantly early (think 40s), what are some of the hidden costs or catches that can be a surprise and lead back to...
As soon as my wife and I moved in together, we started crushing it financially. And it’s not just because we had no kids at the time and split living expenses… We found out how...
Sometimes, even the most frugal of folks just don’t feel like cooking dinner. Don’t worry, there are plenty of ways to save money eating out, so you can enjoy restaurant meals for the best value...
Financial windfalls come in many shapes and sizes. Sometimes it’s a bigger than expected bonus check from work. Other times it’s receiving a major inheritance from a mysterious relative you barely knew. If you’re lucky...
Good Morning HTM Hooligans! Sometimes thinking about long-term financial goals can feel discouraging… “It’ll take years to dig myself out of this credit card debt” 😓 “At this pace, saving up a home down payment...
John asked a great question in our HTM Facebook Group forum… “I’ve had a rental property for about 10 months now and slowly socking away 100% of the extra income in a reserve account. How...












