How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Tag: personal capital

  • Budgeting
  • Saving money

4 Easy Ways to Budget

  • September 16, 2024
  • Tagged as: bad debt, budget software, debt management, how to make a budget, mindful spending, needs vs. wants, net worth, personal capital, personal finance, saving money
different ways to budget

Does your bank account feel like a leaky bucket, and no matter how much you put in there all the dollars just end up disappearing? You’re in luck –> today we’re covering four easy ways…

Leave a reply
Avatar photo Joel
  • Newsletter

Rich People Habits, Donating Stocks & Bye Bye Mint 😭

  • November 7, 2023
  • Tagged as: budget software, millionaire, personal capital, retirement investing, tracking expenses, ynab

Happy Tuesday, HTM family! A common misunderstanding many humans possess is thinking they need to choose between their well-being or success. Like it’s either one or the other… Science tells us the opposite. Self-care and…

Leave a reply
Avatar photo Joel
  • Newsletter

Winning Mindsets, Avoiding Gift Rush & 417% CC Interest Rates?! 🤯

  • October 17, 2023
  • Tagged as: 401k, credit cards, Financial Independence, investing, personal capital, personal finance, saving for retirement, saving money, tracking expenses

Happy Tuesday, HTM family! Have you ever called the Peptoc Hotline when you’re having a bad day?… For those of you that don’t know: If you’re ever feeling sad, down, unmotivated, etc… Just pick up…

Leave a reply
Avatar photo Joel
  • Budgeting

How to Track Your Spending – Personal Finance 101

  • September 7, 2023
  • Tagged as: how to make a budget, mindful spending, needs vs. wants, personal capital, saving money, tracking expenses, ynab
track your spending

Learning how to track your spending is an important part of budgeting. Here are the basics and how to be successful.

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Budgeting
  • Personal Finance

How to Stop Living Paycheck to Paycheck

  • August 5, 2023
  • Tagged as: 401k, debt management, emergency fund, gamify, HYSA, money goals, pay yourself first, personal capital, saving for retirement, saving money, sinking funds, tracking expenses
stop living paycheck to paycheck

With hard work, determination, and a little patience, you can break the cycle of living paycheck to paycheck. Just follow these steps!

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Golden Rules Of Plastic, Rando Cash Facts, & 3 Little Reminders 🎗️

  • June 13, 2023
  • Tagged as: best credit cards, college costs, fun facts, inflation, net worth, personal capital, rewards cards, saving money

Good morning, HTM family! 3 quick reminders to start the day… If you don’t go after what you want, chances are you’ll never get it. Today’s a great day to GO for it! If you…

Leave a reply
Avatar photo Joel
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy