How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

Category: Investing

  • Investing

Coast FI: Not FIRE, But Not Retirement. Something in Between.

  • February 24, 2026
  • Tagged as: 401k, Financial Independence, investing, personal finance, retirement investing, roth ira, saving for retirement

I recently heard from a woman in her early 40s who came to Wealthramp with a clear question. “I keep hearing about COAST FI,” she wrote. “I think it describes how I want to approach…

Leave a reply
Pam Krueger
  • Investing
  • Personal Finance

12 Ways To Prepare for a Recession

  • March 10, 2025
  • Tagged as: budgeting, career, credit score, dollar cost averaging, emergency fund, high interest debt, recession, saving money, side hustle

If you’ve read any type of financial news lately, chances are you’ve heard the whispers (or shouts) about a looming recession. But before you freak out and react like it’s the end of days, let’s…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

The Only Thing I’m “Panic Buying” is Shares of My Favorite Index Fund

  • March 6, 2025
  • Tagged as: emergency fund, Financial Independence, index funds, inflation, mindful spending, tariffs
Relaxing, not doom spending

If you could go back 10 years and buy a few things at 2015 prices, what would you grab? Maybe a brand-new fridge for $800 when they sell for $1,200 today? A new car for…

Leave a reply
Joel O'Leary
  • Investing

Money Gear 2: Snag Your Workplace 401k Match

  • November 11, 2024
  • Tagged as: 401k, budgeting, credit cards, Financial Independence, index funds, money gears, retirement investing

When I was growing up, my dad used to always tell me that there was “no such thing as a free lunch.” He wanted to teach me that everything has a cost. And that if…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How a Roth Conversion Ladder Works for Early Retirees

  • November 7, 2024
  • Tagged as: fire movement, Life Hacking, retire early, retirement investing, roth ira, tax advantaged

A roth conversion ladder is a multi-year transfer of funds from pretax to post tax accounts. It helps avoid penalties and save on taxes!

Leave a reply
Avatar photo Jason Brown
  • Investing

Maxed out your 401k and Roth IRA? What next?

  • October 8, 2024
  • Tagged as: 401k, Financial Independence, money goals, retire early, retirement investing, roth ira

Well hey there, overachiever! Sounds like you’re crushing your money game already and maxing out the most obvious retirement accounts available to you. Congrats! OK, so what now? No one would blame you if you…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

How to Become a Roth IRA Millionaire

  • August 23, 2024
  • Tagged as: backdoor Roth IRA, Financial Independence, Life Hacking, millionaire, roth ira, saving for retirement
becoming a Roth IRA millionaire

Becoming a Roth IRA Millionaire is not only possible, it’s actually quite easy! Here are the steps and how long it will take.

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

6 Costly Mistakes to Avoid in Your 401k to IRA Rollover

  • August 10, 2024
  • Tagged as: 401k, Capitalize, rollover, roth ira, saving for retirement, tax advantaged accounts, traditional IRA
401k rollover mistakes header photo

As you move from job to job, one very important financial task is deciding what to do with your old 401k. Rolling it over into an IRA can be a smart choice. It gives you…

Leave a reply
Joel O'Leary
  • Investing

What To Do When the Stock Market Crashes

  • August 5, 2024
  • Tagged as: index funds, net worth, recession, saving for retirement, stock market
What to do when the stock market crashes

It can be tempting to react impulsively during a stock market crash. But selling or making drastic portfolio changes in volatile times (and under duress) can screw up your investments even further.

Leave a reply
Avatar photo Jason Brown
  • Investing

Should You Buy Alternative Investments to Build Wealth?

  • July 24, 2024
  • Tagged as: alternative investments, crypto, emergency fund, i-bonds, Real Estate Investing, saving for retirement, stealth wealth, Stocks
Alternative investments

Sometimes, boring is a good thing. And that’s certainly the proven case when it comes to building wealth. We’ve been studying rich people for decades, and have interviewed hundreds of personal finance experts. There’s one…

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
1 2 3 … 5 »
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy