Good morning, HTM Family! Quick thought exercise based on the Charles Shultz Philosophy… (me neither 🤷♂️) OK, now try this…. Much easier, right? The point is: The people that make an unforgettable difference in your world...
If you want to start a business without any money, it's totally doable! You just need to get a bit scrappy and think outside the box!
Life insurance laddering is basically when you stack multiple life insurance policies on top of each other. The goal is to have lower overall premiums, so you’re neither underinsured or overinsured throughout various stages in...
Combining finances with your partner can produce bountiful benefits to both your relationship and your overall financial trajectory. Merging money forces you to communicate more, helps with financial goal setting, and enables you to hit...
Cars cost WAY more than most people realize. I’m not talking about the initial sticker price. It’s everything associated with cars over time… Ongoing maintenance, the odd repair bill, financing and loan payments, insurance, depreciation,...
Happy Tuesday, happy people! A couple of reminders to kick off this awesome day… OK, let’s get on and talk about the money stuff! 👇👇👇 TO DO Try this “Market Timing” Game… Here’s a fun...
Frugal habits are lifestyle creep’s mortal enemy. Lifestyle creep is that natural tendency we all have to spend more as we earn more. While it’s totally cool to treat yourself and upgrade your lifestyle (in...
Yo yo, HTM Family! Here’s a quick positivity hack I use to get through life’s little annoying moments. Whenever I catch myself in a negative thought loop, I try “flipping the script” to think of...
If you’re dreaming of building that million dollar retirement nest egg, or accumulating enough cash to retire early, adopting frugal values can help you to get there. While earning more money is certainly one side...
Frugal living is a superpower, and these frugal living tips will help you to harness your abilities. When you start to adopt mindful spending into your everyday life, you’ll notice that you’re holding onto more...












