The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits!
If you’re looking to save $100 per month, there are plenty of opportunities to do so. Just make little cut backs on regular spending.
Good morning, HTM Family! This is your reminder that you only have one life, so keep things simple. Miss someone? ….CallWanna meet up? ….InviteHave questions? ….AskWanna be understood? ….ExplainLike something? ….Share itDon’t like something? ….Change…
Today’s question comes from Nick from North Carolina!… “I have a frugal or cheap question for you… I have an 18 month old son. Until recently, when my wife and I have gone out to…
This question came from the HTM Facebook group recently. Alexander wrote… “My wife completed the 100 Envelope Challenge and now we have $5,050 sitting in cash. We really don’t have a set goal in mind…
A no eating out challenge is when you stop going to restaurants or ordering take out for a set period of time. You can save a ton of money!
The 100 envelope challenge lasts for 100 days, and you’ll save a total of $5,050 completing it. There are also some variations you can choose!
Good morning, money lovers!! FEELING: I’m way behind financially… FACT: You’re probably doing way better than you think you are. Every dollar you are saving builds a stronger, wealthier, future you. Keep going! FEELING: The…
Good morning! And welcome to the final newsletter of 2023… It’s been a killer year at HTM: From the bottom of our hearts — THANK YOU — for listening, reading, sharing, and continuing to inspire…
A pantry challenge prohibits you from buying new food or eating out at restaurants. It’s a great way to save money, and be more epicurious!












