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Category: Saving money

  • Saving money

Here’s Why I Just Opened a New Online Bank Account

  • November 25, 2025
  • Tagged as: CIT Bank Money Market, CIT Bank review, credit score, emergency fund, Entrepreneurship, Financial Independence, HYSA, Ira Glass, Life Hacking, money podcast, retirement investing, saving for retirement, saving money, Vanguard
Why I Opened a New Online Bank Account

It’s a great time to switch banks, especially if you have a lump sum of cash that could be earning a better interest rate.

15 Replies
Avatar photo Joel
  • Saving money

Why You’re Losing Money with Your Big Bank (And What to Do About It)

  • September 29, 2025
  • Tagged as: budgeting, CIT Bank review, emergency fund, HYSA, savings rate

Are you tired of watching your hard-earned savings dwindle away due to sneaky fees and low interest rates at giant traditional banks like Bank of America or Wells Fargo? Me too 🙋‍♂️ Or what about…

2 Replies
Joel O'Leary
  • Saving money

The 8 Money Rules You Should Break

  • March 27, 2025
  • Tagged as: 401k, emergency fund, Financial Independence, investing, Life Hacking, personal finance, retirement investing, roth ira, saving for retirement, saving money
A woman tearing a paper in front of several framed art pieces, creating a dramatic and symbolic moment.

Some money rules are hard and fast, like the golden rules of credit cards and living below your means. Others are more up for debate…  When I was a kid, whatever my parents told me…

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Lazy Money Hacks to Mindlessly Save More

  • March 20, 2025
  • Tagged as: Financial Independence, grocery hacks, life hacks, mindful spending, saving for retirement
lazy money hacks

I don’t know about you, but something about late-Winter and early-Spring just makes me want to stay in bed and hibernate. Motivation from the new year has faded, and I’m feeling a bit lazy. But…

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Joel O'Leary
  • Saving money

The 52-week Savings Challenge

  • March 13, 2025
  • Tagged as: automation, emergency fund, HYSA, Life Hacking, money challenges, sinking funds

The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits!

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Easy Ways to Save an Extra $100 Per Month

  • March 13, 2025
  • Tagged as: biking, budgeting, cheap date ideas, cutting monthly bills, emergency fund, grocery hacks, Life Hacking, money challenges, rule of 173, saving for retirement, tracking expenses
save $100 per month

If you’re looking to save $100 per month, there are plenty of opportunities to do so. Just make little cut backs on regular spending.

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Avatar photo Joel
  • Saving money

How to Go Broke in Less Than A Year

  • March 13, 2025
  • Tagged as: 401k, car loan, credit cards, lifestyle creep, should i buy a house or just keep renting, stealth wealth, teaching kids about money

So you want to learn how to go broke in a short period of time? We got your back! Here are the things you should to to wreck your finances.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

Buy Once, Cry Once: 8 Rules for Investing in Quality > Quantity

  • March 12, 2025
  • Tagged as: emergency fund, Life Hacking, mindful spending, personal finance, saving money, should I by it

A few years ago, my brother bought me a Patagonia jacket for my birthday. I was shocked, because if you know me, you know I’m the king of cheap clothes. 😅 I’m a $20 hoodie…

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Joel O'Leary
  • Saving money

US Mobile Review: A $17.50 Unlimited Plan – Too Good to Be True?

  • March 6, 2025
  • Tagged as: cheap cell phones, cheap cell plans, cutting monthly bills, Frugal hacks, MVNO, saving money

What if I told you that you could slash your cell phone bill by 60%, without sacrificing coverage? That’s exactly what US Mobile offers, and it’s one of the best kept secrets in the cell…

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Joel O'Leary
  • Articles
  • Saving money

Is Costco Membership Worth It? 5 Scenarios When it Definitely Is

  • March 5, 2025
  • Tagged as: costco, costco hacks, credit cards, grocery hacks, personal finance, rewards cards, saving money, shopping, warehouse clubs
Is Costco membership worth it?

You’ve probably heard that Costco is increasing their annual membership fees a little, and in the back of your head you might be thinking, “is Costco membership still worth it? If I shell out 65…

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Avatar photo Joel
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