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  • Investing

Coast FI: Not FIRE, But Not Retirement. Something in Between.

  • February 24, 2026
  • Tagged as: 401k, Financial Independence, investing, personal finance, retirement investing, roth ira, saving for retirement
I recently heard from a woman in her early 40s who came to Wealthramp with a clear question. “I keep hearing about COAST FI,” she wrote. “I think it describes how I want to approach...

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Pam Krueger
  • Budgeting

AI and Your Money: Artificial Intelligence is a Tool That Can Improve Your Personal Finances

  • February 24, 2026
  • Tagged as: investing, personal finance, saving for retirement
Artificial intelligence is rapidly growing in popularity and user adoption. And it’s not just for writing emails (or making adorable caricatures of yourself). When used correctly, AI can be a powerful tool to improve your...

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Avatar photo Jessica
  • Personal Finance

Wealthramp Review: Stress-Free Matches to Independent Financial Advisors

  • January 7, 2026
  • Tagged as: financial advisor, Financial Independence, investing, personal finance
Finding a trustworthy financial advisor can feel like searching for a needle in a haystack. It’s important to find someone who has your best interest at heart, but that’s easier said than done. Trying to...

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Avatar photo Jessica
  • Saving money

Here’s Why I Just Opened a New Online Bank Account

  • November 25, 2025
  • Tagged as: CIT Bank Money Market, CIT Bank review, credit score, emergency fund, Entrepreneurship, Financial Independence, HYSA, Ira Glass, Life Hacking, money podcast, retirement investing, saving for retirement, saving money, Vanguard
Why I Opened a New Online Bank Account
It's a great time to switch banks, especially if you have a lump sum of cash that could be earning a better interest rate.

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Avatar photo Joel
  • Saving money

Why You’re Losing Money with Your Big Bank (And What to Do About It)

  • September 29, 2025
  • Tagged as: budgeting, CIT Bank review, emergency fund, HYSA, savings rate
Are you tired of watching your hard-earned savings dwindle away due to sneaky fees and low interest rates at giant traditional banks like Bank of America or Wells Fargo? Me too 🙋‍♂️ Or what about...

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Joel O'Leary
  • Personal Finance

Money Gear 1: Saving a Basic Emergency Fund

  • May 16, 2025
  • Tagged as: emergency fund, money gears, retirement investing, saving money, sinking funds
Emergency preparedness. It’s something we’re taught from a young age. Between fire drills in school or pointing out emergency exits on flights, we learn the importance of preparing for the unexpected. But what a lot...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

The 8 Money Rules You Should Break

  • March 27, 2025
  • Tagged as: 401k, emergency fund, Financial Independence, investing, Life Hacking, personal finance, retirement investing, roth ira, saving for retirement, saving money
A woman tearing a paper in front of several framed art pieces, creating a dramatic and symbolic moment.
Some money rules are hard and fast, like the golden rules of credit cards and living below your means. Others are more up for debate…  When I was a kid, whatever my parents told me...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Lazy Money Hacks to Mindlessly Save More

  • March 20, 2025
  • Tagged as: Financial Independence, grocery hacks, life hacks, mindful spending, saving for retirement
lazy money hacks
I don’t know about you, but something about late-Winter and early-Spring just makes me want to stay in bed and hibernate. Motivation from the new year has faded, and I’m feeling a bit lazy. But...

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Joel O'Leary
  • Personal Finance

The 2025 Guide to Spring Cleaning Your Personal Finances

  • March 20, 2025
  • Tagged as: budgeting, Capitalize, credit cards, debt snowball, declutter, emergency fund, financial checklist, HYSA, saving money, sinking funds, spring cleaning
spring cleaning finances
The sun’s finally peeking through the clouds, and the birds are back in full song. You know what that means? It’s spring cleaning time! But while dust bunnies in your house might be easy to...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Budgeting

How to Fix a Failing Budget

  • March 13, 2025
  • Tagged as: credit cards, debt avalanche, gamify, mindful spending, money goals, saving for retirement
fix a failing budget
If you tried and failed, congratulations. Most people don't even try! Now, here's how to fix that failing budget of yours.

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Avatar photo Joel
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