How to Money
  • Start Here
  • About
  • Podcast
  • Blog
  • Contact
    • Ask HTM
    • Contact
    • Speaking
Subscribe
How to Money
How to Money
  • Start Here
  • About
  • Podcast
  • Blog
  • Contact
    • Ask HTM
    • Contact
    • Speaking
  • *Episodes

Ask HTM: Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score – Episode 144

  • December 2, 2019
  • Matt
Total
1
Shares
1
0
0

This week on the podcast we’re answering your questions! 1 – Should I close a credit card that has a $40 annual fee? 2 – As a minor with my first job, where should I save and invest my money? 3 – How do I get my spouse on board using one of the budgeting apps? And with those apps are there any security concerns? 4 – I have a chunk of money that I plan to live off of in the coming years- where should I put it? 5 – Should I consider financing a car in order to keep my credit score high?

And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/

Additional Resources:

  • Joel’s article on the best credit cards for how you spend.
  • Here’s that article stating that your emergency fund should be at least $2500.
  • CapitalOne has a good savings account for kids and Fidelity is attractive to minors since they have no minimum balances required to get started investing.
  • If you’re looking to take budgeting by the horns, then check out YNAB (You Need A Budget) to make quick work of planning your monthly spending.

During this episode we enjoyed a Chance IPA by Wild Leap Brew Co which you can learn all about on Untappd! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!

Best friends out!

Total
1
Shares
Share 1
Tweet 0
Pin it 0
Related Topics
  • 401k
  • acorns app
  • atlanta
  • biking
  • craft beer
  • credit score
  • Dave Ramsey
  • emergency fund
  • Entrepreneurship
  • Financial Independence
  • investing
  • Life Hacking
  • micro investing
  • money
  • money podcast
  • Mr. Money Mustache
  • parenting
  • personal finance
  • podcasts to listen to
  • retirement investing
  • robinhood app
  • roth ira
  • saving for retirement
  • saving money
  • Tim Ferriss
  • Vanguard
Matt
Matt

Previous Article
How-to-Take-Advantage-of-Free-Stuff
  • *Episodes

Taking Advantage of Free Stuff (Bestie) – Episode 143

  • November 27, 2019
  • Matt
View Post
Next Article
  • *Episodes

The Role of Technology as Small Businesses Innovate – Episode 145

  • December 4, 2019
  • Matt
View Post

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Savings Builder
M1 Finance
categories
recents
  • Friday Flight: Clutch Freebies, Housing Market Insanity, & Outdated Wardrobes – Episode 345
  • Debunking Common Tax Misconceptions – Episode 344
  • How To Think Like a Breadwinner with Jennifer Barrett – Episode 343
  • Friday Flight: WFH Might Be Ending, Bikers Beware, & Stock Market Bubbles – Episode 342
  • How We Invest Our Money – Episode 341
It’s time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: moving incentives, Illinois paying off your student loans, free unlimited data with T-Mobile, free beer and national park entry, the flood of co-branded credit cards, when will the housing market crash, Marxism and index funds, outdated wardrobes, healthcare pricing transparency, & financial scams. 40 0
And while we debunked those tax misconceptions we enjoyed a Sponch-O Villa by J Wakefield! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! 63 0
There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ikea. But what about taxes? They can also be a puzzling topic and we also tend to have some janky tax ideas in our brains. Unfortunately, those ideas are often what we base our decisions on if we don’t have a tax professional in our life. So our goal for this episode is to clear up some more common tax misconceptions out there and to make sure that we’re all making decisions based on what’s true instead of based on a video that someone made on TikTok, or what we heard a friend say. 38 0
While we talked with @jbarrettnyc about thinking like a bread winner, we enjoyed a Das Yummy Banana Cream Pie by Oozlefinch Beers & Blending! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! 52 4
Jennifer Barrett is a longtime financial journalist and she has written for publications like The New York Times, The Wall Street Journal, Money, and Newsweek. She has accomplished so much in the world of money: Jennifer has developed and hosted a popular personal finance video course on Udemy, given a TEDx talk on the importance of wealth-building, and she’s also appeared on many TV shows as well. And central to our conversation today, she also has a new book that just came out, that’s titled “Think Like a Breadwinner” which is all about empowering women who want to earn more money. This is a helpful episode for everyone out there, but especially for the working woman. 53 3
While we talked about how we invest our money, we enjoyed a Haptic by Halfway Crooks Beer! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! 74 3
How to Money
  • Start Here
  • About Us
  • Podcast
  • Blog
  • Contact
  • Ask HTM
  • Do Better
  • Speaking
  • Disclosure
Rich living on less money

Input your search keywords and press Enter.